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111 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 111 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1993
Lot Size0.219 acres (9,540 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Jul 2022)
Tax Bill$1,457 (2025)
Deeds & MortgagesJul 2022 Sale
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-1542-5

Property Details

APN / Parcel Number

Primary APNC56-000-597-1542-5
Alternative APN
  • 29-3N-23-2215-000B-0390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Heated Area
Gross Area1,390 sqft
1st Floor Area1,150 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area9,540 sqft (0.219 acres)
Garage TypeFinished
Garage Area120 sqft

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Patio Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address111 OAK TERRACE DR
CityCRESTVIEW
StateFL
Zip32539-8382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL TERRACE EST LOT 39 BLK B
Legal Range23
Legal Township03N
Legal Section29
Legal SubdivisionSHOAL TERRACE EST
Legal BlockB
Legal Lot Number39
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2027
Census Tract20702

Owner

Source: Okaloosa County records · APN C56-000-597-1542-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Warranty Deed, Transfer
COTTON LAND TITLE INC, COTTON LAND TITLE LLC
Dec 16, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 01, 2018Warranty Deed, Transfer · ARM
RENASANT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Document Number3567712
Deed Book / Page3635 / 28
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 28, 2022
Property Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number0036350028
Book / Page3635 / 28
Map ReferenceMB 3 PG 26
Instrument DateJul 27, 2022
Instrument3567712
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyCOTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address319 LAKEVIEW DR, CRESTVIEW, FL 32536-2330

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 16, 2020
Property Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number0035122231
Book / Page3512 / 2231
Map ReferenceMB 11 PG 32
Instrument DateDec 11, 2020
Instrument3415256
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyMEAD LAW & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,154.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 OAK TERRACE DR, 111, CRESTVIEW, FL 32539-8382

Transferred To (Grantee/Buyer)

NameVerified Name
AddressILL OAK TERRACE DRIVE, CRESTVIEW, FL 32539

Mortgage

Document Number0035122233
DateDec 16, 2020
Instrument3512/2233
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 01, 2018
Property Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382
Document Number0033732047
Book / Page3373 / 2047
Map ReferenceMB11 PG32
Instrument DateOct 26, 2018
Instrument3241130
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 TRUMPETER DR, 520, SUISUN CITY, CA 94585-2934

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address111 OAK TERRACE DR, CRESTVIEW, FL 32539-8382

Mortgage

Document Number0003241131
DateNov 01, 2018
Instrument3241131
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change10.1%
Index1-Year LIBOR
Max Rate10.1%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,457.00 (+8.73%) Homeowner's exemption$133,851 (+7.6%)$171,490 (-1.11%) Land $47,080 Building $124,410
2023$1,340.00 (+3.8%) Homeowner's exemption$124,397 (+3%)$173,416 (+18.4%) Land $40,000 Building $133,416
2022$1,291.00 Homeowner's exemption$120,774$146,463 Land $25,718 Building $120,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

May also be available: Verizon.

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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