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114 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 114 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,431 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$12,750 (Oct 1998)
Tax Bill$1,481 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN002020N B 02400

Property Details

APN / Parcel Number

Primary APN002020N B 02400
Alternative APN
  • 020N B 02400

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,431 sqft Living Area
1st Floor Area1,742 sqft
Upper Floors Area1,148 sqft
Attic Area594 sqft
Basement Area594 sqft
Finished Basement594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions250 ft deep x 125 ft wide
Garage TypeAttached
Garage Area594 sqft

Exterior Amenities

PorchOpen Porch
Porch Area546 sqft
Deck Area396 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address114 MATT DR
CityBELL BUCKLE
StateTN
Zip37020-4356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: H03
Legal SubdivisionCOVERED BRIDGE ESTS SEC VI
Legal Lot Number106
JurisdictionBEDFORD TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract950100

Owner

114 Matt Dr is owned and occupied by two individuals who bought it in October 1998.

Source: Bedford County records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address114 MATT DR, BELL BUCKLE, TN 37020-4356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Jan 9, 2017Loan Modification, Mortgage · Conventional Mortgage
FIRST CMNTY BK/TN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 1998 · Amount on File
Deed SaleOct 7, 1998 · Amount on File
Deed Document Number0000227591
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD TN
Property Address114 MATT DR, BELL BUCKLE, TN 37020-4356
Transaction TypeMortgage
Record UpdatedJun 13, 2022
Title CompanyACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0TD1054635
DateMay 31, 2022
Book PageTD1054/635
Instrument22004527
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBEDFORD TN
Property Address114 MATT DR, BELL BUCKLE, TN 37020-4356
Document NumberD295
Book / Page000872 / 000743
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document NumberD295
DateJan 13, 2017
Book Page000872/000743
Instrument295
Lender
NameFIRST CMNTY BK/TN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 114 Matt Dr was $1,481.

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBedford County
Unified School DistrictBedford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,481.00$63,675 Land $9,000 Building $54,675
2023$63,675 Land $9,000 Building $54,675
2021$254,700 Land $36,000 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Matt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Matt Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELL BUCKLE WATER SYSTEM
serves 2,999 people · EPA ID TN0000044
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
May 2023
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Communications
Fiber		8,000 / 8,000
Starlink
Satellite		280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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