109 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 109 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,592 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jul 2024)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002020N B 01300`

Property Details

APN / Parcel Number

Primary APN	`002020N B 01300`
Alternative APN	`020N B 01300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,592 sqft Living Area
1st Floor Area	2,009 sqft
Upper Floors Area	972 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	250 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	303 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 MATT DR
City	BELL BUCKLE
State	TN
Zip	37020-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: H03
Legal Subdivision	COVERED BRIDGE ESTS SEC VI
Legal Lot Number	97 160
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	950100

Owner

109 Matt Dr is owned and occupied by an individual who bought it in July 2024.

Source: Bedford County records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 MATT DR, BELL BUCKLE, TN 37020-4357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	24004412
Deed Book / Page	D390 / 962
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	109 MATT DR, BELL BUCKLE, TN 37020-4357
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1087150
Date	May 31, 2023
Book Page	TD1087/150
Instrument	23003643

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	109 MATT DR, BELL BUCKLE, TN 37020-4357
Document Number	D3200
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MATT DR BELL BUCKLE TN 370204357, BELL BUCKLE, TN 37020-4357

Mortgage

Document Number	D3200
Date	Apr 30, 2020
Book Page	000961/000486
Instrument	3200

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Matt Dr was $1,811.

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00	$77,875 Land $9,000 Building $68,875
2023		$77,875 Land $9,000 Building $68,875
2021			$311,500 Land $36,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Matt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Matt Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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