118 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 118 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,906 sqft · built 2003
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2026)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002020N B 02500`

Property Details

APN / Parcel Number

Primary APN	`002020N B 02500`
Alternative APN	`020N B 02500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,704 sqft
Upper Floors Area	2,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Lot Dimensions	250 ft deep x 267 ft wide
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	384 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	118 MATT DR
City	BELL BUCKLE
State	TN
Zip	37020-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 108-A COVERED BRIDGE REV, COUNTY AREA: H03
Legal Subdivision	COVERED BRIDGE ESTS SEC VI
Legal Lot Number	107
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	950100

Owner

118 Matt Dr is owned and occupied by an individual who bought it in May 2026.

Source: Bedford County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	118 MATT DR, BELL BUCKLE, TN 37020-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Line of Credit TRIDENT HOME LOANS
May 20, 2026	Warranty Deed, Transfer · Line of Credit TRIDENT HOME LOANS
Apr 5, 2018	Warranty Deed, Transfer REGAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	20263716
Deed Book / Page	405 / 129
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	0000001585
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	May 20, 2026
Property Address	118 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	000D405129
Book / Page	405 / 129
Instrument Date	May 14, 2026
Instrument	20263716
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CLOSED TITLE, CLOSED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,535.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MATT DR, BELL BUCKLE, TN 37020-4356

Mortgage

Document Number	0000003717,
Date	May 20, 2026
Instrument	20263717

Lender

Name	TRIDENT HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	May 20, 2026
Property Address	118 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	0000003716
Book / Page	405 / 129
Instrument Date	May 14, 2026
Instrument	2026.3716
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CLOSED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,535.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MATT DR, BELL BUCKLE, TN 37020-4356

Mortgage

Document Number	0000003717,
Date	May 20, 2026
Instrument	2026..3717

Lender

Name	TRIDENT HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Apr 5, 2018
Property Address	118 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	D2271
Book / Page	000343 / 000262
Instrument Date	Apr 3, 2018
Instrument	2271
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	REGAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,032.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 WILSON BLVD NASHVILLE TN 372151042, NASHVILLE, TN 37215-1042

Tax Assessment & Valuation

The 2025 property tax bill for 118 Matt Dr was $2,092.

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$89,975 Land $15,625 Building $74,350
2023		$89,975 Land $15,625 Building $74,350
2021			$359,900 Land $62,500 Building $297,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Matt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Matt Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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