106 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 106 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,882 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,900 (May 2020)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002020N B 02000`

Property Details

APN / Parcel Number

Primary APN	`002020N B 02000`
Alternative APN	`020N B 02000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,882 sqft Living Area
1st Floor Area	1,853 sqft
Upper Floors Area	2,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	250 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	106 MATT DR
City	BELL BUCKLE
State	TN
Zip	37020-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: H03
Legal Subdivision	COVERED BRIDGE ESTS SEC VI
Legal Lot Number	102
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	950100

Owner

Source: Bedford County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 MATT DR, BELL BUCKLE, TN 37020-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MTG FIN'L
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 7, 2018	Affidavit of Death, Transfer FNC TITLE SERVICES, FNC TITLE SVCS
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	20003246
Deed Book / Page	D357 / 1
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	May 1, 2020
Property Address	106 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	D3246
Book / Page	000357 / 000001
Instrument Date	Apr 22, 2020
Instrument	3246
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MATT DR BELL BUCKLE TN 370204356, BELL BUCKLE, TN 37020-4356

Mortgage

Document Number	D3247
Date	May 1, 2020
Book Page	000961/000696
Instrument	3247

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	106 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	D6123
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MATT DR BELL BUCKLE TN 370204356, BELL BUCKLE, TN 37020-4356

Mortgage

Document Number	D6123
Date	Sep 7, 2018
Book Page	000913/000830
Instrument	6123

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.81%

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BEDFORD TN
Recording Date	Sep 7, 2018
Property Address	106 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	D6121
Book / Page	000346 / 000322
Instrument Date	Aug 27, 2018
Instrument	6121
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 MATT DR BELL BUCKLE TN 370204356, BELL BUCKLE, TN 37020-4356

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	106 MATT DR, BELL BUCKLE, TN 37020-4356
Document Number	D6122
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 MATT DR BELL BUCKLE TN 370204356, BELL BUCKLE, TN 37020-4356

Mortgage

Document Number	D6122
Date	Sep 7, 2018
Book Page	000913/000816
Instrument	6122

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.81%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00	$76,375 (-) Land $9,000 Building $67,375
2023		$76,375 (-) Land $9,000 Building $67,375
2022	$1,776.00	$76,375 Land $9,000 Building $67,375	$305,500 (-) Land $36,000 Building $269,500
2021			$305,500 Land $36,000 Building $269,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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