Effingham County property record for 114 E Mount Vernon Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 2,172 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Apr 2000) |
| Tax Bill | $4,554 (2022) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-087 |
| Primary APN | 03-11-333-087 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,172 sqft Base Area |
| Basement Area | 1,864 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 114 E MOUNT VERNON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 SOUTHWIND ADD 3 1269/262 |
| Legal Subdivision | SOUTHWIND ADDITION |
| Legal Lot Number | 87 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950600 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 114 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2000 · Amount on Record |
| Deed Sale | Apr 20, 2000 · Amount on Record |
| Deed Document Number | 20002002063 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 114 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 W MOUNT VERNON AVE, EFFINGHAM, IL 62401-2907 |
| Document Number | 003875/281 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 3875/281 |
| Instrument | 202323002784 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 14, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.74% |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $4,554.00 Homeowner's exemption Senior Citizen's exemption | $80,140 Land $11,440 Building $68,700 | $240,420 Land $34,320 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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