106 E Mount Vernon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 106 E Mount Vernon Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 2,066 sqft · built 1997
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Dec 2020)
Tax Bill$5,077 (2025)
Deeds & MortgagesDec 2020 Sale
May 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN03-11-333-083

Property Details

APN / Parcel Number

Primary APN03-11-333-083

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area2,066 sqft Base Area
1st Floor Area2,066 sqft
Basement Area1,650 sqft
Unfinished Basement1,650 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address106 E MOUNT VERNON AVE
CityEFFINGHAM
StateIL
Zip62401-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 83 SOUTHWIND ADD 3 3640/5 3381/319 1684/229 1269/262
Legal SubdivisionSOUTHWIND ADDITION
Legal Lot Number83
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3033
Census Tract950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address106 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Warranty Deed, Transfer
NOT AVAILABLE, ACT
May 7, 2018Warranty Deed, Transfer · Line of Credit
TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleMay 7, 2018 · Amount on Record
Deed Document Number202020006862
Deed Book / Page3640 / 5
Prior Transfer DateNov 5, 2001
Prior Transfer Doc0002016625
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 14, 2020
Property Address106 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
Document Number00003640/5
Book / Page3640 / 5
Map ReferencePL 216-A MB 1260 PG
Instrument DateDec 11, 2020
Instrument202020006862
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
Tax$412.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 E JEFFERSON AVE, 710, EFFINGHAM, IL 62401-3407

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address106 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 7, 2018
Property Address106 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
Document Number003381/319
Book / Page3381 / 319
Map ReferencePL 216A MB 1260 PG 1
Instrument DateMay 4, 2018
Instrument201801801692
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 E MOUNT VERNON AVE, 106, EFFINGHAM, IL 62401-4919

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address106 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919

Mortgage

Document Number201801801693
DateMay 7, 2018
Instrument201801801693
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMay 1, 2025
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,077.00 (+17.47%)$101,130 (+31.89%) Land $16,280 Building $84,850$303,390 (+31.89%) Land $48,840 Building $254,550
2022$4,322.00 Homeowner's exemption Senior Citizen's exemption$76,680 Land $12,340 Building $64,340$230,040 Land $37,020 Building $193,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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