110 E Mount Vernon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 110 E Mount Vernon Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,436 sqft · built 2005
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2019)
Tax Bill$3,745 (2022)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-11-333-085

Property Details

APN / Parcel Number

Primary APN03-11-333-085

Interior

Stories1 Story
Building Area1,436 sqft Base Area
Basement Area1,436 sqft

Exterior

Year BuiltBuilt 2005
Construction TypeFrame
Lot Area12,632 sqft (0.289 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address110 E MOUNT VERNON AVE
CityEFFINGHAM
StateIL
Zip62401-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 85 SOUTHWIND ADD 3 3510/236 3365/308 2219/307 2140/314 2053/145
Legal SubdivisionSOUTHWIND ADDITION
Legal Lot Number85
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3033
Census Tract950600

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
TEUTOPOLIS STATE BANK
Nov 4, 2019Warranty Deed, Transfer · Conventional Mortgage
TEUTOPOLIS STATE BANK
Feb 13, 2018Warranty Deed, Transfer · Commercial Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 4, 2019 · Amount on Record
Deed SaleNov 4, 2019 · Amount on Record
Prior SaleFeb 13, 2018 · Amount on Record
Deed Document Number201901904543
Deed Book / Page3510 / 236
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003625/50
DateOct 28, 2020
Book Page3625/50
Instrument202020005973
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressTEUTOPOLIS, IL 62467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 4, 2019
Property Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
Document Number003510/236
Book / Page3510 / 236
Map ReferenceMB 1260 PG 163
Instrument DateNov 1, 2019
Instrument201901904543
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919

Mortgage

Document Number201901904544
DateNov 4, 2019
Instrument201901904544
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049
Interest
Rate3.75%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateFeb 13, 2018
Property Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919
Document Number003365/308
Book / Page3365 / 308
Map ReferenceMB 1260 PG 163&216-A
Instrument DateFeb 9, 2018
Instrument201801800531
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4919

Mortgage

Document Number201801800532
DateFeb 13, 2018
Instrument201801800532
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term161 Months
DueJul 29, 2031
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$3,745.00 Homeowner's exemption$62,570 Land $8,710 Building $53,860$187,710 Land $26,130 Building $161,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Telephone Cooperative
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
Consolidated Communications
DSL
500 / 75
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130

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