Effingham County property record for 107 E Mount Vernon Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,742 sqft · built 1998 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2017) |
| Tax Bill | $4,773 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-069 |
| Primary APN | 03-11-333-069 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,742 sqft Base Area |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 1,742 sqft |
| Unfinished Basement | 1,742 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 107 E MOUNT VERNON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 SOUTHWIND ADD 3 3337/147 3315/27 2894/330 1329/19 |
| Legal Subdivision | SOUTHWIND ADDITION |
| Legal Lot Number | 69 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950600 |
107 E Mount Vernon Ave is owned and occupied by an individual who acquired it in August 2017.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY |
| Sep 29, 2017 | Quit Claim Deed, Transfer · Closed-End Mortgage FIRST STATE BANK OF BEECHER CITY |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Prior Sale | Nov 16, 2012 · Amount on File |
| Deed Document Number | 20171703096 |
| Deed Book / Page | 3314 / 27 |
| Last Transfer Date | Aug 24, 2017 |
| Transfer Doc | 003337/147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Document Number | 202424000081 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 202424000081 |
| Name | FIRST STATE BANK OF BEECHER CITY |
|---|---|
| Type | Bank |
| Address | BEECHER CITY, IL 62414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003615/241 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 3615/241 |
| Instrument | 202020005383 |
| Name | FIRST STATE BANK OF BEECHER CITY |
|---|---|
| Type | Bank |
| Address | BEECHER CITY, IL 62414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 29, 2017 |
| Property Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Document Number | 003337/147 |
| Book / Page | 3337 / 147 |
| Map Reference | MB 1260 PG 163 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 201701704622 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Document Number | 201701704623 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 201701704623 |
| Name | FIRST STATE BANK OF BEECHER CITY |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Nov 1, 2022 |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 10, 2017 |
| Property Address | 107 E MOUNT VERNON AVE, EFFINGHAM, IL 62401-4932 |
| Document Number | 003314/027 |
| Book / Page | 3314 / 027 |
| Map Reference | PL 216-A,MB 1260 PG |
| Instrument Date | Jun 25, 2017 |
| Instrument | 201701703096 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 E MOUNT VERNON AVE, 107, EFFINGHAM, IL 62401-4932 |
| Name | Verified Name |
|---|---|
| Address | 14800 E HARMONY DR, EFFINGHAM, IL 62401-4849 |
| Document Number | 201701703097 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 201701703097 |
| Name | FIRST STATE BANK OF BEECHER CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 107 E Mount Vernon Ave was $4,773 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,773.00 | $90,730 Land $13,180 Building $77,550 | $272,190 Land $39,540 Building $232,650 |
| 2022 | $4,160.00 Homeowner's exemption | $68,790 Land $9,990 Building $58,800 | $206,370 Land $29,970 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 E Mount Vernon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 E Mount Vernon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures