114 E Elm St, Bluffton, OH 45817 Property Records

Allen County property record for 114 E Elm St, Bluffton, OH 45817 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,936 sqft · built 1920
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2022)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0112-03-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-0112-03-001.000`
Alternative APN	`A0228011203001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	1,476 sqft
Upper Floors Area	460 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	114 E ELM ST
City	BLUFFTON
State	OH
Zip	45817-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCES ADDITION LOT 253 PT FF 50.04
Legal Subdivision	VANCES ADDITION
Legal Lot Number	253
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3007
Census Tract	10100

Owner

Source: Allen County records · APN 28-0112-03-001.000

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 E ELM ST, BLUFFTON, OH 45817-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jan 01, 1990
Deed Document Number	20224639
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 21, 2022
Property Address	114 E ELM ST, BLUFFTON, OH 45817-1364
Document Number	4210004639
Book / Page	2022 / 4639
Map Reference	MB 2 PG 150&151
Instrument Date	Apr 20, 2022
Instrument	202204210004639
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E ELM ST, BLUFFTON, OH 45817-1364

Mortgage

Document Number	4210004640
Date	Apr 21, 2022
Instrument	202204210004640

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00	$48,480 (-) Land $7,530 Building $40,950	$138,500 (-) Land $21,500 Building $117,000
2024	$1,600.00 (+11.11%) Homeowner's exemption	$48,480 (+2%) Land $7,530 Building $40,950	$138,500 (+20.02%) Land $21,500 Building $117,000
2023	$1,440.00 (+26.43%) Homeowner's exemption	$40,400 (-) Land $6,270 Building $34,130
2022	$1,139.00 Homeowner's exemption	$40,400 Land $6,270 Building $34,130
2021			$115,400 Land $17,900 Building $97,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Defiance Holdings	Fixed Wireless (licensed-by-rule)	500 / 100
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Defiance Holdings, Benton Ridge Telephone Company, Spectrum, HDER Link. Availability varies by address; speeds are provider-advertised maximums, not measured.