122 E Elm St, Bluffton, OH 45817 Property Records

Allen County property record for 122 E Elm St, Bluffton, OH 45817 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,439 sqft · built 1920
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$18,500 (Jul 1977)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-0112-03-011.000`

Property Details

APN / Parcel Number

Primary APN	`28-0112-03-011.000`
Alternative APN	`A0228011203011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	2,371 sqft
1st Floor Area	1,015 sqft
Upper Floors Area	424 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	342 sqft
Deck Area	48 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	122 E ELM ST
City	BLUFFTON
State	OH
Zip	45817-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCES ADDITION PT 251 FF 50.00 NSRNT
Legal Subdivision	VANCES ADDITION
Legal Lot Number	251
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3007
Census Tract	10100

Owner

Source: Allen County records · APN 28-0112-03-011.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 E ELM ST, BLUFFTON, OH 45817-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 1977 · Amount on Record
Deed Sale	Jul 01, 1977 · Amount on Record
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	122 E ELM ST, BLUFFTON, OH 45817-1364
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E ELM ST, BLUFFTON, OH 45817-1364

Mortgage

Document Number	5120006333
Date	May 12, 2021
Book Page	2021/6333
Instrument	202105120006333

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 31, 2026

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (+0.08%)	$38,540 (-) Land $7,530 Building $31,010	$110,100 (-) Land $21,500 Building $88,600
2024	$1,272.00 (+11.09%) Homeowner's exemption	$38,540 (+20.06%) Land $7,530 Building $31,010	$110,100 (+20.07%) Land $21,500 Building $88,600
2023	$1,145.00 (-0.87%) Homeowner's exemption	$32,100 (-) Land $6,270 Building $25,830
2022	$1,155.00 Homeowner's exemption	$32,100 Land $6,270 Building $25,830
2021			$91,700 Land $17,900 Building $73,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 3 of 7 on primary residences
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020, river or lake flooding
Flood Events	Severe Storms, Flooding, And Tornadoes (Aug 2007), 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.