Whatcom County property record for 114 Cornerstone Dr, Sumas, WA 98295 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,200 sqft · built 2017 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Jan 2017) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 538431 |
| Primary APN | 538431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Heat Pump |
|---|
| Account Number | 538431 |
|---|---|
| Street Address | 114 CORNERSTONE DR |
| City | SUMAS |
| State | WA |
| Zip | 98295-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOVEL ESTATES DIV 1 LOT 4 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 02 |
| Legal Subdivision | HOVEL ESTATES DIV 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 538431
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Jan 25, 2017 | Warranty Deed, Transfer · Conventional with PMI PEOPLES BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 2017-0102593 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 114 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2201104763 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2020 |
| Title Company | GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 114 CORNERSTONE DR SUMAS WA 982959322, SUMAS, WA 98295-9322 |
| Document Number | 2201104763 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 1104763 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 25, 2017 |
| Property Address | 114 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2170102593 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 102593 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,647.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 114 CORNERSTONE DR SUMAS WA 982959322, SUMAS, WA 98295-9322 |
| Document Number | 2170102594 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 102594 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,935.00 (+16.12%) | $532,488 (+11.1%) Land $135,850 Building $396,638 | $532,488 (+11.1%) Land $135,850 Building $396,638 |
| 2022 | $479,293 Land $124,096 Building $355,197 | $479,293 Land $124,096 Building $355,197 | |
| 2021 | $4,250.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 251 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force 164 of 251 on primary residences |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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