Whatcom County property record for 119 Cornerstone Dr, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,760 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,950 (Oct 2018) |
| Tax Bill | $4,301 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 400402-097401-0000 |
| Primary APN | 400402-097401-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,621 sqft |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Patio Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 180597 |
|---|---|
| Street Address | 119 CORNERSTONE DR |
| City | SUMAS |
| State | WA |
| Zip | 98295-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | HOVEL ESTATES DIV 1 LOT 16 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 02 |
| Legal Subdivision | HOVEL ESTATES DIV 1 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 10202 |
Source: Whatcom County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD MORTGAGE LLC |
| Oct 3, 2018 | Correction Deed, Transfer FIRST AMERICAN TITLE |
| Aug 21, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BK |
| Aug 21, 2018 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on Record |
| Deed Sale | Oct 3, 2018 · Amount on Record |
| Prior Sale | Aug 21, 2018 · Amount on Record |
| Deed Document Number | 20181000345 |
| Prior Transfer Date | Aug 16, 2018 |
| Prior Transfer Doc | 0001000345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 119 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001000757 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-1000757 |
| Name | NEIGHBORHOOD MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 3, 2018 |
| Property Address | 119 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2181000345 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 1000345 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 119 CORNERSTONE DR SUMAS WA 982959322, SUMAS, WA 98295-9322 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 21, 2018 |
| Property Address | 119 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2180802033 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 802033 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,967.11 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 119 CORNERSTONE DR SUMAS WA 982959322, SUMAS, WA 98295-9322 |
| Document Number | 2180802034 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 802034 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 21, 2018 |
| Property Address | 119 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2180802032 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 802032 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,073.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8755 VEDDER VIEW LN SUMAS WA 982958409, SUMAS, WA 98295-8409 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,301.00 (+0.07%) | $455,657 (-6%) Land $135,850 Building $319,807 | $455,657 (-6%) Land $135,850 Building $319,807 |
| 2022 | $484,734 Land $124,096 Building $360,638 | $484,734 Land $124,096 Building $360,638 | |
| 2021 | $4,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable · Fiber in parts of the area | 250 / 35 |
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