102 Cornerstone Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 102 Cornerstone Dr, Sumas, WA 98295

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$324,000 (Feb 2019)
Tax Bill$4,164 (2025)
Deeds & MortgagesFeb 2019 Sale
Feb 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN400402-124372-0000

Property Details

APN / Parcel Number

Primary APN400402-124372-0000
Alternative APNs
  • 180582
  • 558855
  • 525224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Living Area
Gross Area2,324 sqft
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleMulti-Family
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Patio Area270 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number180582
Street Address102 CORNERSTONE DR
CitySUMAS
StateWA
Zip98295-9322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionHOVEL ESTATES DIV 1 LOT 1
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionHOVEL ESTATES DIV 1
Legal Block1
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1072
Census Tract10202

Owner

Source: Whatcom County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 CORNERSTONE DR, SUMAS, WA 98295-9322
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Feb 21, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2019 · Amount on Record
Deed SaleFeb 21, 2019 · Amount on Record
Prior SaleFeb 21, 2019 · Amount on Record
Deed Document Number2019201593
Last Transfer DateSep 5, 2025
Transfer Doc0000000520
Record UpdatedSep 20, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 21, 2019
Property Address102 CORNERSTONE DR, SUMAS, WA 98295-9322
Document Number2190201592
Instrument DateFeb 15, 2019
Instrument201592
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,073.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8755 VEDDER VIEW LN SUMAS WA 982958409, SUMAS, WA 98295-8409

February 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 21, 2019
Property Address102 CORNERSTONE DR, SUMAS, WA 98295-9322
Document Number2190201593
Instrument DateFeb 14, 2019
Instrument201593
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,772.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6937 HOLEMAN AVE BLAINE WA 982309005, BLAINE, WA 98230-9005

Mortgage

Document Number2190201594
DateFeb 21, 2019
Instrument201594
Lender
NamePEOPLES BK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,164.00 (+3.4%)$440,511 (-2.9%) Land $135,850 Building $304,661$440,511 (-2.9%) Land $135,850 Building $304,661
2022$453,664 Land $124,096 Building $329,568$453,664 Land $124,096 Building $329,568
2021$4,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 251 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMAS WATER DEPT
serves 2,157 people · EPA ID WA5384870
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Pogozone powered by Neubeam
Cable · Fiber in parts of the area
250 / 35

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