Whatcom County property record for 122 Cornerstone Dr, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,988 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (Nov 2016) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 536392 |
| Primary APN | 536392 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,988 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Forced Air |
|---|
| Account Number | 536392 |
|---|---|
| Street Address | 122 CORNERSTONE DR |
| City | SUMAS |
| State | WA |
| Zip | 98295-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | HOVEL ESTATES DIV 1 LOT 6 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 02 |
| Legal Subdivision | HOVEL ESTATES DIV 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 536392
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on Record |
| Deed Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 2016-1101291 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 122 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000403842 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0403842 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98228 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 122 CORNERSTONE DR, SUMAS, WA 98295-9322 |
| Document Number | 2191103599 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 122 CORNERSTONE DR SUMAS WA 982959322, SUMAS, WA 98295-9322 |
| Document Number | 2191103599 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1103599 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+15.64%) | $482,006 (+10.85%) Land $135,850 Building $346,156 | $482,006 (+10.85%) Land $135,850 Building $346,156 |
| 2022 | $434,811 Land $124,096 Building $310,715 | $434,811 Land $124,096 Building $310,715 | |
| 2021 | $3,863.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Declaration Networks Group Cable · Fiber in parts of the area | 250 / 35 |
Based on FCC filings for 107 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMAS WATER DEPT serves 2,157 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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