11390 N River Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 11390 N River Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-032-002-20`

Property Details

APN / Parcel Number

Primary APN	`003-032-002-20`

Interior

Full Baths	2 Baths
Building Area	1,680 sqft Building Perimeter
1st Floor Area	1,680 sqft

Exterior

Lot Area	43,560 sqft (1 acres)
Lot Dimensions	217 ft deep x 200 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11390 N RIVER RD
City	CONSTANTINE
State	MI
Zip	49042-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM W 1/4 COR SEC 32 T7S R12W TH N 89D 06M 55S E 2080.83 FT TH N 00D 53M 05S W 197.94 FT TO POB TH N 29D 15M 09S W 217.80 FT
Legal Range	12W
Legal Township	07S
Legal Section	32
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	2
Census Block	2080
Census Tract	41101

Owner

Source: St. Joseph County records · APN 003-032-002-20

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11390 N RIVER RD, CONSTANTINE, MI 49042-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jan 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 11, 2019
Transfer Doc	01946/0166
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11390 N RIVER RD, CONSTANTINE, MI 49042-8623
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006059
Date	Sep 29, 2020
Instrument	2020006059

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 23, 2019
Property Address	11390 N RIVER RD, CONSTANTINE, MI 49042-8623
Document Number	01946/0166
Book / Page	1946 / 0166
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11390 N RIVER RD, 11390, CONSTANTINE, MI 49042-8623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11390 N RIVER RD, CONSTANTINE, MI 49042-8623

Mortgage

Document Number	0001946169
Date	Jan 23, 2019
Instrument	1946/169

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+0.73%) Land $9,800 Building $114,200	$248,000 (+0.73%) Land $19,600 Building $228,400
2025	$1,670.00 Homeowner's exemption	$123,100 Land $8,200 Building $114,900	$246,200 Land $16,400 Building $229,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N River Rd

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