1139 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1139 E McKinley St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1999
Lot Size	0.96 acres (41,823 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2026)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00050-0270`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00050-0270`
Alternative APNs	`1818S19E0100000500270` `1963842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,544 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,823 sqft (0.96 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	220 sqft
Patio Area	77 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1963842
Street Address	1139 E MCKINLEY ST
City	HERNANDO
State	FL
Zip	34442-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 27 BLK 5
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	5
Legal Lot Number	27
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2038
Census Tract	450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-0270

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 E BAY DR, 161C, LARGO, FL 33770-3748
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CREDIT UNION
Dec 29, 2025	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Dec 15, 2025	Trustee's Deed, Foreclosure
Oct 30, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Dec 29, 2025 · Amount on Record
Deed Document Number	202643467
Deed Book / Page	3690 / 2192
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 22, 2026
Property Address	1139 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number	0000043467
Book / Page	3690 / 2192
Instrument Date	Jul 16, 2026
Instrument	202643467
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043468,
Date	Jul 22, 2026
Instrument	202643468

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 29, 2025
Property Address	1139 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number	0036301185
Book / Page	3630 / 1185
Map Reference	MB 8 PG 5&6
Instrument Date	Dec 23, 2025
Instrument	2025077281
Transaction Type	Foreclosure
Record Updated	Jan 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,493.10
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 E MCKINLEY ST, HERNANDO, FL 34442-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 LEE RD STE 300, 300, WINTER PARK, FL 32789-2107
Investor	Possibly a Property Investor

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 15, 2025
Property Address	1139 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number	0036270446
Book / Page	3627 / 446
Instrument Date	Nov 13, 2025
Instrument	2025074841
Transaction Type	Foreclosure
Record Updated	Jan 08, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 30, 2018
Property Address	1139 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number	0029360859
Book / Page	002936 / 000859
Instrument Date	Oct 25, 2018
Instrument	54834
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1139 E MCKINLEY ST HERNANDO FL 344422853, HERNANDO, FL 34442-2853

Mortgage

Document Number	29360861
Date	Oct 30, 2018
Book Page	002936/000861
Instrument	54835

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 (+4.08%)	$228,328 (-3.12%) Land $27,500 Building $200,828	$228,328 (-3.12%) Land $27,500 Building $200,828
2024	$3,455.00 (+4.32%)	$235,678 (-0.75%) Land $26,500 Building $209,178	$235,678 (-0.75%) Land $26,500 Building $209,178
2023	$3,312.00 (+17.7%)	$237,448 (+22%) Land $24,000 Building $213,448	$237,448 (+22%) Land $24,000 Building $213,448
2022	$2,814.00	$194,632 Land $18,000 Building $176,632	$194,632 Land $18,000 Building $176,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 90 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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