1088 E McKinley St, #5, Hernando, FL 34442 Property Records

Citrus County property record for 1088 E McKinley St, #5, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,287 sqft · built 1987
Lot Size1.91 acres (83,417 sqft)
OwnerCompany Name on Record
Last Sale$83,000 (Jun 2012)
Tax Bill$1,096 (2025)
Deeds & MortgagesJul 2022 Transfer
Jan 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00060-0050

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00060-0050
Alternative APNs
  • 1818S19E0100000600050
  • 3511361

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,287 sqft Living Area
Gross Area1,842 sqft
1st Floor Area1,287 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area83,417 sqft (1.91 acres)
Lot Dimensions418 ft deep x 100 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchFinished/Screened Porch
Porch Area207 sqft
Patio Area320 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3511361
Street Address1088 E MCKINLEY ST, 5
CityHERNANDO
StateFL
Zip34442-2809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionCITRUS HILLS LOTS 5 & 6 BLK 6
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block6
Legal Lot Number5,6
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2019
Census Tract450104

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1088 E MCKINLEY ST, HERNANDO, FL 34442-2809
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 21, 2022Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2012 · Amount on Record
Deed SaleJun 13, 2012 · Amount on Record
Prior SaleJul 3, 2002 · Amount on Record
Deed Document Number201226200
Deed Book / Page2486 / 193
Prior Transfer DateJun 28, 2002
Prior Transfer Doc0015170504
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJul 13, 2022
Property Address1088 E MCKINLEY ST, HERNANDO, FL 34442-2809
Document Number0033020852
Book / Page3302 / 852
Map ReferenceMB 8 PG 5&6
Instrument DateJul 13, 2022
Instrument2022049554
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1088 E MCKINLEY ST, 1088, HERNANDO, FL 34442-2809

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1088 E MCKINLEY ST, HERNANDO, FL 34442-2809

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1088 E MCKINLEY ST, HERNANDO, FL 34442-2809
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyKLEER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1088 E MCKINLEY ST, HERNANDO, FL 34442-2809

Mortgage

Document Number0032460877
DateJan 21, 2022
Book Page3246/877
Instrument2022004793
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term920 Months
DueSep 7, 2098
Interest
Rate TypeAdjustable Rate
Rate2.12%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.12%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 (+7.98%) Homeowner's exemption$99,694 (-57.38%)$229,950 (-1.7%) Land $55,000 Building $174,950
2024$1,015.00 (+3.36%) Homeowner's exemption Additional exemption filed$233,934 (+2.66%) Land $53,000 Building $180,934$233,934 (+2.66%) Land $53,000 Building $180,934
2023$982.00 (+6.74%) Homeowner's exemption Additional exemption filed$227,877 (+18.78%) Land $48,000 Building $179,877$227,877 (+18.78%) Land $48,000 Building $179,877
2022$920.00 Homeowner's exemption Additional exemption filed$191,844 Land $36,000 Building $155,844$191,844 Land $36,000 Building $155,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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