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1089 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1089 E McKinley St, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,842 sqft Living Area
Lot Size83,646 sqft (1.92 acres)
GarageAttached, 400 sqft
Last Sale$405,000 (2024)
Tax Bill$2,912.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-0300

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address173 E COWPEN LAKE RD, HAWTHORNE, FL 32640-5808
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRUMMOND COMMUNITY BANK
Oct 24, 2019Warranty Deed, Transfer
ELITE TITLE 1 LLC
Sep 13, 2019Warranty Deed, Transfer
ELITE TITLE 1 LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2024 · Amount on Record
Deed SaleJun 03, 2024 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Doc Number202432724
Deed Book / Page3473 / 380
Record RefreshedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 19, 2021
Property Address1089 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0031852330
Book / Page3185 / 2330
Map ReferenceMB 8 PG 5&6
Instrument DateJul 16, 2021
Instrument2021048890
Transaction TypeTransfer
Record UpdatedFeb 02, 2023
Title CompanyCLEAR CHOICE TITLE, CLEAR CHOICE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,604.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1089 E MCKINLEY ST, HERNANDO, FL 34442-2853

Transferred To (Grantee/Buyer)

NameVerified Name
Address10455 CARLSON CIR, CLERMONT, FL 34711-7883

Mortgage

Document Number0031852332
DateJul 19, 2021
Instrument3185/2332
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1089 E MCKINLEY ST, HERNANDO, FL 34442-2853
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030320309
DateJan 16, 2020
Book Page3032/0309
Instrument2020002664
Lender
NameDRUMMOND COMMUNITY BANK
TypeBank
AddressCHIEFLAND, FL 32626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 01, 2051
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateFeb 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year CMT
Max Rate10.5%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 24, 2019
Property Address1089 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0030130491
Book / Page003013 / 000491
Instrument DateOct 17, 2019
Instrument55610
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyELITE TITLE 1 LLC

Transaction

AmountAmount Recorded
Tax$91.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address11716 SE 195TH LN DUNNELLON FL 344318722, DUNNELLON, FL 34431-8722

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 13, 2019
Property Address1089 E MCKINLEY ST, HERNANDO, FL 34442-2853
Document Number0030040539
Book / Page003004 / 000539
Instrument DateSep 04, 2019
Instrument48069
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyELITE TITLE 1 LLC

Transaction

AmountAmount Recorded
Tax$31.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3436 MAGAZINE ST #8057 NEW ORLEANS LA 701152413, 8057, NEW ORLEANS, LA 70115-2413

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,912.00 (-20.5%)$223,601 (-41.03%)$363,471 (-4.14%) Land $55,000 Building $308,471
2024$3,663.00 (+2.4%) Homeowner's exemption Additional exemption filed$379,159 (+1.97%) Land $53,000 Building $326,159$379,159 (+1.97%) Land $53,000 Building $326,159
2023$3,577.00 (+6.9%) Homeowner's exemption Additional exemption filed$371,834 (+22.88%) Land $48,000 Building $323,834$371,834 (+22.88%) Land $48,000 Building $323,834
2022$3,346.00 Homeowner's exemption Additional exemption filed$302,595 Land $36,000 Building $266,595$302,595 Land $36,000 Building $266,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00050-0300
Alternative APNs
  • 1818S19E0100000500300
  • 2327944

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,842 sqft Living Area
Gross Area2,242 sqft Gross Area
1st Floor1,842 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination Exterior
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area83,646 sqft (1.92 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area216 sqft Patio
Utility Building120 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number2327944
Street Address1089 E MCKINLEY ST
CityHERNANDO
StateFL
Zip34442-2853
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS LOTS 30 & 31 BLK 5 DESCR IN O R BK 623 PG 2045
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block5
Legal Lot Number30,31
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2038
Census Tract450104

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