1120 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1120 E McKinley St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,496 sqft · built 1987
Lot Size	0.958 acres (41,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 1990)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00060-0070`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00060-0070`
Alternative APNs	`1818S19E0100000600070` `1963923`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	2,496 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,709 sqft (0.958 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished/Screened Porch
Porch Area	328 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1963923
Street Address	1120 E MCKINLEY ST
City	HERNANDO
State	FL
Zip	34442-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 7 BLK 6 DESC IN OR BK 874 PG 1040
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	6
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2019
Census Tract	450104

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 E MCKINLEY ST, HERNANDO, FL 34442-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1990 · Amount on Record
Deed Sale	Oct 1, 1990 · Amount on Record
Prior Sale	May 1, 1986 · Amount on Record
Deed Book / Page	874 / 1040
Last Transfer Date	Oct 21, 2022
Transfer Doc	0033300965
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Oct 26, 2022
Property Address	1120 E MCKINLEY ST, HERNANDO, FL 34442-2809
Document Number	0033300965
Book / Page	3330 / 965
Map Reference	MB 8 PG 5&6
Instrument Date	Oct 21, 2022
Instrument	2022073030
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 E MCKINLEY ST, 1120, HERNANDO, FL 34442-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 E MCKINLEY ST, HERNANDO, FL 34442-2809

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,109.00 (+5.56%) Homeowner's exemption Veteran's exemption	$171,712 (-52.59%)	$348,747 (-3.72%) Land $27,500 Building $321,247
2024	$1,998.00 (+2.78%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$362,208 (+0.46%) Land $26,500 Building $335,708	$362,208 (+0.46%) Land $26,500 Building $335,708
2023	$1,944.00 (+6.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$360,562 (+17.15%) Land $24,000 Building $336,562	$360,562 (+17.15%) Land $24,000 Building $336,562
2022	$1,819.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$307,782 Land $18,000 Building $289,782	$307,782 Land $18,000 Building $289,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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