1139 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1139 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,778 sqft · built 1994
Lot Size	0.201 acres (8,756 sqft)
Owner	Company Name on File
Last Sale	$188,318 (Jun 2026)
Tax Bill	$5,017 (2025)
Deeds & Mortgages	Jun 2026 Foreclosure Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-745-0025-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0025-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,778 sqft Living Area
1st Floor Area	864 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	56 ft deep x 156 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1139 COVE RD
City	WALES
State	MI
Zip	48027-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES.VILLAG
Legal Description	LOTS 24 & 25 SUPV GEORGE W KING'S PLAT OF LAMBS
Legal Subdivision	LAMBS SUBDIVISION
Legal Lot Number	24-25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2059
Census Tract	652600

Owner

1139 Cove Rd is owned by a company that bought it in June 2026.

Source: St. Clair County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202612870
Deed Book / Page	5937 / 330
Prior Transfer Date	Oct 11, 2012
Prior Transfer Doc	004313/214
Record Updated	Oct 29, 2026

June 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 25, 2026
Property Address	1139 COVE RD, WALES, MI 48027-2905
Document Number	0000012870
Book / Page	5937 / 330
Instrument Date	Jun 11, 2026
Instrument	202612870
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$142,651.39
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9631 LAMBS RD, WALES, MI 48027-2917
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 COVE RD, WALES, MI 48027-2905

Mortgage

Document Number	0005472357
Date	Jan 6, 2022
Book Page	5472/357
Instrument	2022000483

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Dec 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9631 LAMBS RD, WALES, MI 48027-2917
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004938285
Date	Apr 25, 2018
Book Page	4938/285
Instrument	2018009581

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9631 LAMBS RD, WALES, MI 48027-2917
Document Number	0048620862
Book / Page	004862 / 000862
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1139 COVE RD WALES MI 480272905, WALES, MI 48027-2905

Mortgage

Document Number	0048620862
Date	Aug 28, 2017
Book Page	004862/000862

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1139 Cove Rd was $5,017, up 10.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,300 (+11.93%)	$294,600
2025	$5,017.00 (+10.34%)	$131,600
2024	$4,547.00		$263,200
2023		$119,200
2022	$4,196.00		$238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1139 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1139 Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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