St. Clair County property record for 1131 Cove Rd, Wales, MI 48027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,178 sqft · built 1920 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Oct 2020) |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-31-745-0024-000 |
| Primary APN | 74-31-745-0024-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1131 COVE RD |
|---|---|
| City | WALES |
| State | MI |
| Zip | 48027-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES.VILLAG |
| Legal Description | LOT 23 & N 70' OF E 89' OF THAT PART OF W 1/2 OF SE 1/4 SEC 20 LYING S OF N LINE OF LOT 23 EXTD OWNED & OCC AS ONE PARCEL |
| Legal Subdivision | GEORGE W KINGS OF GOODELLS |
| Legal Lot Number | 23 |
| Legal Unit | 23,23 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | WALES |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 652600 |
1131 Cove Rd is owned and occupied by an individual who bought it in October 2020.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1131 COVE RD, WALES, MI 48027-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on File |
| Deed Sale | Oct 8, 2020 · Amount on File |
| Deed Document Number | 202024811 |
| Deed Book / Page | 5253 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 8, 2020 |
| Property Address | 1131 COVE RD, WALES, MI 48027-2905 |
| Document Number | 0005253286 |
| Book / Page | 5253 / 286 |
| Map Reference | LB 52 PG 21 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020024811 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 COVE RD, 1131, WALES, MI 48027-2905 |
| Name | Verified Name |
|---|---|
| Address | 1131 COVE RD, WALES, MI 48027-2905 |
| Document Number | 2020024812 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020024812 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1131 Cove Rd was $1,766 with a homeowner's exemption, up 26.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Wales Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,800 (+11.5%) | $141,600 | |
| 2025 | $1,766.00 (+26.69%) Homeowner's exemption | $63,500 | |
| 2024 | $1,394.00 | $127,000 | |
| 2023 | $58,000 | ||
| 2022 | $1,347.00 | $116,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1131 Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G and 4G LTE (outdoors only)
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