1128 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1128 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 684 sqft · built 1950
Lot Size	2.04 acres (89,080 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2017)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Sep 2017 Sale Sep 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`74-31-745-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0005-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	684 sqft Living Area
1st Floor Area	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	89,080 sqft (2.04 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	1128 COVE RD
City	WALES
State	MI
Zip	48027-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES.VILLAG
Legal Description	LOT 6 SUPV GEORGE W KING'S PLAT OF LAMBS
Legal Subdivision	SUPERVISOR GEORGE W KINGS PLAT LAMBS
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2058
Census Tract	652600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 COVE RD, WALES, MI 48027-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Sep 6, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	May 16, 2013 · Amount on Record
Deed Document Number	201721913
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 13, 2017
Property Address	1128 COVE RD, WALES, MI 48027-2904
Document Number	0048680893
Book / Page	004868 / 000893
Instrument Date	Sep 6, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 FOX RD WALES MI 480272913, WALES, MI 48027-2913

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1128 COVE RD, WALES, MI 48027-2904
Document Number	0048690837
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	STERLING TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1479 FOX RD WALES MI 480272913, WALES, MI 48027-2913

Mortgage

Document Number	0048690837
Date	Sep 18, 2017
Book Page	004869/000837

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,700 (+2.1%)	$97,400 (+2.1%)
2025	$1,198.00 (+42.28%) Homeowner's exemption	$47,700 (+16.06%)
2024	$842.00 (-1.06%)		$95,400 (+16.06%)
2023		$41,100
2022	$851.00		$82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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