1100 Cove Rd, Wales (Goodells), MI 48027 Property Records

St. Clair County property record for 1100 Cove Rd, Wales, MI 48027

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,890 sqft · built 2006
Lot Size	0.619 acres (26,964 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Aug 2014)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-31-745-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-31-745-0008-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	26,964 sqft (0.619 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1100 COVE RD
City	WALES
State	MI
Zip	48027-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES.VILLAG
Legal Description	LOT 9 SUPV GEORGE W KING'S PLAT OF LAMBS
Legal Subdivision	SUPERVISOR GEORGE W KING PLAT OF LAMBS
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	WALES
Census Block Group	2
Census Block	2058
Census Tract	652600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 COVE RD, WALES, MI 48027-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 22, 2017	Quit Claim Deed, Transfer · VA Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2014 · Amount on Record
Deed Sale	Aug 1, 2014 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	201416786
Deed Book / Page	4525 / 41
Last Transfer Date	Aug 10, 2017
Transfer Doc	0048600501
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1100 COVE RD, WALES, MI 48027-2904
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 COVE RD, WALES, MI 48027-2904

Mortgage

Document Number	0053150358
Date	Feb 8, 2021
Book Page	5315/358
Instrument	2021003667

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1100 COVE RD, WALES, MI 48027-2904
Document Number	0053150358
Instrument Date	Jan 26, 2021
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 COVE RD WALES MI 480272904, WALES, MI 48027-2904

Mortgage

Document Number	0053150358
Date	Jan 26, 2021
Book Page	005315/000358

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2041

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 22, 2017
Property Address	1100 COVE RD, WALES, MI 48027-2904
Document Number	0048600500
Book / Page	004860 / 000500
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 COVE RD WALES MI 480272904, WALES, MI 48027-2904

Mortgage

Document Number	48600501
Date	Aug 22, 2017
Book Page	004860/000501

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Mortgage

Document Number	48620180,
Date	Aug 22, 2017
Book Page	004862/000180

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2027

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Wales Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (+11.76%)	$363,000 (+11.76%)
2025	$2,899.00 (+16.33%) Homeowner's exemption	$162,400 (+11.16%)
2024	$2,492.00 (+6.77%)		$324,800 (+11.16%)
2023		$146,100
2022	$2,334.00		$292,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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