1134 Main St, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 1134 Main St, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,371 sqft · built 1903
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$4,175 (2025)
Deeds & Mortgages	Dec 2022 Refinance Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`515400 39.6-2-5`

Property Details

APN / Parcel Number

Primary APN	`515400 39.6-2-5`
Alternative APN	`114140.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,091 sqft
Upper Floors Area	280 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	114140.000
Street Address	1134 MAIN ST
City	RUBY
State	NY
Zip	12475-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2006
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 268, RUBY, NY 12475-0268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Sep 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	1134 MAIN ST, RUBY, NY 12475-8004
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019402
Date	Dec 1, 2022
Book Page	12993/308
Instrument	2022-19402

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 19, 2017
Property Address	1134 MAIN ST, RUBY, NY 12475-8004
Document Number	0000013672
Book / Page	006211 / 000111
Instrument Date	Aug 16, 2017
Instrument	13672
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 268 RUBY NY 124750268, RUBY, NY 12475-0268

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,175.00 (+179.83%)	$86,400 (-) Land $33,200 Building $53,200	$210,732 (+21.95%) Land $80,976 Building $129,756
2023		$86,400 (-) Land $33,200 Building $53,200	$172,800 (+1%) Land $66,400 Building $106,400
2022		$86,400 Land $33,200 Building $53,200	$157,091 Land $60,364 Building $96,727
2021	$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALCYON PARK WATER DISTRICT serves 402 people · EPA ID NY5503391
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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