1107 Main St, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 1107 Main St, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 650 sqft · built 1940
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (May 2017)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515400 39.7-2-2.200`

Property Details

APN / Parcel Number

Primary APN	`515400 39.7-2-2.200`
Alternative APN	`133360.200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	52,272 sqft (1.2 acres)
Porch	Patio
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	133360.200
Street Address	1107 MAIN ST
City	RUBY
State	NY
Zip	12475-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Block	2
Legal Lot Number	2.200
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2014
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 241, RUBY, NY 12475-0241
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Mar 29, 2000 · Amount on Record
Deed Document Number	20176908
Deed Book / Page	6160 / 215
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000020079
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	May 12, 2017
Property Address	1107 MAIN ST, RUBY, NY 12475-8026
Document Number	0000006908
Book / Page	006160 / 000215
Instrument Date	May 3, 2017
Instrument	6908
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BROADWAY #9A PORT EWEN NY 124665607, 9A, PORT EWEN, NY 12466-5607

Mortgage

Document Number	6910
Date	May 12, 2017
Book Page	011304/000103
Instrument	6910

Lender

Name	RUPCO
Address	301 FAIR ST, KINGSTON, NY 12401-3835

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	6909,
Date	May 12, 2017
Instrument	6909

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+197.1%)	$28,700 (-10.31%) Land $13,000 Building $15,700	$70,000 (+9.38%) Land $31,707 Building $38,293
2023		$32,000 (-) Land $13,000 Building $19,000	$64,000 (+1%) Land $26,000 Building $38,000
2022		$32,000 Land $13,000 Building $19,000	$58,182 Land $23,636 Building $34,546
2021	$552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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