1119 Main St, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 1119 Main St, Ruby, NY 12475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,098 sqft · built 1875
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on Record
Last Sale$257,731 (May 2018)
Tax Bill$6,861 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN515400 39.7-2-1

Property Details

APN / Parcel Number

Primary APN515400 39.7-2-1
Alternative APN
  • 115076.000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,098 sqft Living Area
1st Floor Area1,025 sqft
2nd Floor Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft (1.3 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area453 sqft
PorchSlab
Porch Area422 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number115076.000
Street Address1119 MAIN ST
CityRUBY
StateNY
Zip12475-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code32
Legal Block2
Legal Lot Number1.000
JurisdictionULSTER NY
Township / Civil DivisionULSTER
Census Block Group2
Census Block2014
Census Tract951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1119 MAIN ST, RUBY, NY 12475-8026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2018 · Amount on Record
Deed SaleMay 18, 2018 · Amount on Record
Prior SaleFeb 14, 2006 · Amount on Record
Deed Document Number2018180-00006615
Deed Book / Page6297 / 171
Record UpdatedOct 29, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionULSTER NY
Recording DateMay 18, 2018
Property Address1119 MAIN ST, RUBY, NY 12475-8026
Document Number0000006615
Book / Page006297 / 000171
Instrument DateMay 10, 2018
Instrument6615
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyREDGRAVE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,030.92
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address46 LIVINGSTON ST SAUGERTIES NY 124771226, SAUGERTIES, NY 12477-1226

Mortgage

Document Number6616
DateMay 18, 2018
Book Page011560/000217
Instrument6616
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionUlster Town
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,861.00 (+230.97%)$120,000 (-) Land $34,000 Building $86,000$292,683 (+21.95%) Land $82,927 Building $209,756
2023$120,000 (-) Land $34,000 Building $86,000$240,000 (+1%) Land $68,000 Building $172,000
2022$120,000 Land $34,000 Building $86,000$218,182 Land $61,818 Building $156,364
2021$2,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1993–2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number