1139 Main St, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 1139 Main St, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,911 sqft · built 1856
Lot Size	0.369 acres (16,072 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Jul 2019)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515400 39.6-2-11`

Property Details

APN / Parcel Number

Primary APN	`515400 39.6-2-11`
Alternative APN	`120270.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	875 sqft
2nd Floor Area	1,036 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,072 sqft (0.369 acres)
Lot Dimensions	164 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	378 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	120270.000
Street Address	1139 MAIN ST
City	RUBY
State	NY
Zip	12475-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2014
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1139 MAIN ST, RUBY, NY 12475-8026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Document Number	20199670
Deed Book / Page	6465 / 171
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 31, 2019
Property Address	1139 MAIN ST, RUBY, NY 12475-8026
Document Number	0000009670
Book / Page	006465 / 000171
Instrument Date	Jul 31, 2019
Instrument	9670
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	GLASCO ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 FAIRVIEW AVE #9 KINGSTON NY 124014243, 9, KINGSTON, NY 12401-4243

Mortgage

Document Number	9671
Date	Jul 31, 2019
Book Page	011844/000221
Instrument	9671

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00 (+235.15%)	$113,900 (+1.24%) Land $28,100 Building $85,800	$277,805 (+23.47%) Land $68,537 Building $209,268
2023		$112,500 (-) Land $28,100 Building $84,400	$225,000 (+1%) Land $56,200 Building $168,800
2022		$112,500 Land $28,100 Building $84,400	$204,545 Land $51,091 Building $153,454
2021	$1,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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