1134 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1134 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,500 sqft · built 2006
Lot Size4.41 acres (192,049 sqft)
Owner2 Individual Names on File
Last Sale$309,800 (Nov 2012)
Tax Bill$4,561 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN146Y-23-202.00

Property Details

APN / Parcel Number

Primary APN146Y-23-202.00
Alternative APNs
  • 088Q-23-046
  • 19761

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,500 sqft Living Area
1st Floor Area2,288 sqft
2nd Floor Area740 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area192,049 sqft (4.41 acres)
Lot Dimensions143 ft deep x 134 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19761
Street Address1134 E WELLSGATE DR
CityOXFORD
StateMS
Zip38655-5951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 WELLSGATE PHASE I PREV APN: 088Q-23-046
Legal Range04W
Legal Township08S
Legal Section23
Legal SubdivisionWELLSGATE PHASE I
Legal Phase1
Legal Lot Number14
JurisdictionLAFAYETTE MS
Township / Civil Division3
Census Block Group2
Census Block2004
Census Tract950404

Owner

1134 E Wellsgate Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1134 E WELLSGATE DR, OXFORD, MS 38655-5951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Mar 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2012 · Amount on File
Deed SaleNov 15, 2012 · Amount on File
Prior SaleMar 9, 2012 · Amount on File
Deed Document Number201210295
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address1134 E WELLSGATE DR, OXFORD, MS 38655-5951
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202103012
DateMar 24, 2021
Instrument202103012
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address1134 E WELLSGATE DR, OXFORD, MS 38655-5951
Transaction TypeMortgage
Record UpdatedApr 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201802207
DateMar 22, 2018
Instrument201802207
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMar 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1134 E Wellsgate Dr was $4,561 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,561.00 Homeowner's exemption$48,861$488,610 Land $70,000 Building $418,610
2023$3,785.00 Homeowner's exemption$41,068$410,680 Land $70,000 Building $340,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1134 E Wellsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1134 E Wellsgate Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Wellsgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number