1138 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1138 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,633 sqft · built 2002
Lot Size	0.429 acres (18,706 sqft)
Owner	Company Name on Record
Last Sale	$382,900 (Mar 2009)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146Y-23-200.00`

Property Details

APN / Parcel Number

Primary APN	`146Y-23-200.00`
Alternative APNs	`088Q-23-044` `19756`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,633 sqft Living Area
1st Floor Area	2,068 sqft
2nd Floor Area	1,023 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asbestos
Lot Area	18,706 sqft (0.429 acres)
Lot Dimensions	141 ft deep x 132 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19756
Street Address	1138 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 WELLSGATE PHASE I PREV APN: 088Q-23-044
Legal Range	04W
Legal Township	08S
Legal Section	23
Legal Subdivision	WELLSGATE PHASE I
Legal Phase	1
Legal Lot Number	16
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	950404

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1138 E WELLSGATE DR, OXFORD, MS 38655-5951
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2009 · Amount on Record
Deed Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	20092315
Last Transfer Date	Nov 29, 2021
Transfer Doc	0000013455
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1138 E WELLSGATE DR, OXFORD, MS 38655-5951
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201805581
Date	Jul 12, 2018
Instrument	201805581

Lender

Name	RENASANT BANK
Type	Bank
Address	MC WILLIAMS, AL 36753

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,910.00 Senior Citizen's exemption	$48,110 (+23.43%)	$481,100 (+23.43%) Land $70,000 Building $411,100
2023	$2,910.00 Senior Citizen's exemption	$38,977	$389,770 Land $70,000 Building $319,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20