1133 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1133 E Wellsgate Dr, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,940 sqft · built 2006
Lot Size	0.389 acres (16,953 sqft)
Owner	Individual Name on File
Last Sale	$410,637 (Mar 2022)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146Y-23-122.00`

Property Details

APN / Parcel Number

Primary APN	`146Y-23-122.00`
Alternative APNs	`088Q-23-015` `19711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,953 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19711
Street Address	1133 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 76 WELLSGATE PHASE I PREV APN: 088Q-23-015
Legal Range	04W
Legal Township	08S
Legal Section	23
Legal Subdivision	WELLSGATE PHASE I
Legal Phase	1
Legal Lot Number	76
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	950404

Owner

Source: Lafayette County records · APN 146Y-23-122.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1133 E WELLSGATE DR, OXFORD, MS 38655-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jun 25, 2009
Deed Document Number	20222294
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 11, 2022
Property Address	1133 E WELLSGATE DR, OXFORD, MS 38655-5952
Document Number	0020222294
Map Reference	CAB B SL 30
Instrument Date	Mar 10, 2022
Instrument	2022-2294
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1034 MORNING GLORY CIR, TUPELO, MS 38801-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0020222295
Date	Mar 11, 2022
Instrument	2022-2295

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 11, 2022
Property Address	1133 E WELLSGATE DR, OXFORD, MS 38655-5952
Document Number	0202202294
Map Reference	CAB B SL 30
Instrument Date	Mar 10, 2022
Instrument	2022-02294
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1034 MORNING GLORY CIR, 1034, TUPELO, MS 38801-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 E WELLSGATE DR, OXFORD, MS 38655-5952

Mortgage

Document Number	0202202295
Date	Mar 11, 2022
Instrument	2022-02295

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1133 E WELLSGATE DR, OXFORD, MS 38655-5952
Transaction Type	Mortgage
Record Updated	Apr 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002510
Date	Mar 23, 2020
Instrument	202002510

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Sep 26, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+24.45%) Homeowner's exemption	$38,778 (+22.1%)	$387,780 (+22.1%) Land $70,000 Building $317,780
2023	$2,859.00 (-39.67%) Homeowner's exemption	$31,760 (-33.33%)	$317,600 (-) Land $70,000 Building $247,600
2022	$4,739.00	$47,640	$317,600 Land $70,000 Building $247,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719504042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 20% of Mississippi
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
North East Fiber	Fiber	2,000 / 1,000
Telapex	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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