Lafayette County property record for 1127 E Wellsgate Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.68 acres (291,152 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,847 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-119.00 |
| Primary APN | 146Y-23-119.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 291,152 sqft (6.68 acres) |
|---|---|
| Lot Dimensions | 303 ft deep x 95.9 ft wide |
| Account Number | 19693 |
|---|---|
| Street Address | 1127 E WELLSGATE DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 WELLSGATE PHASE I PREV APN: 088Q-23-012 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950404 |
Source: Lafayette County records · APN 146Y-23-119.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1127 E WELLSGATE DR, OXFORD, MS 38655-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2013 |
| Deed Sale | Mar 21, 2013 |
| Deed Document Number | 20132539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1127 E WELLSGATE DR, OXFORD, MS 38655-5952 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | MISSISSIPPI TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 216 GREENBRIAR LOOP, OXFORD, MS 38655-2760 |
| Document Number | 0020232047 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023-2047 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 20, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 20, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 0.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,847.00 (+809.22%) Homeowner's exemption | $112,046 (+833.72%) | $1,120,460 (+1,300.58%) Land $100,000 Building $1,020,460 |
| 2023 | $1,193.00 | $12,000 | $80,000 Land $80,000 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719504042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 154 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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