11313 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11313 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,803 sqft · built 2002
Lot Size	0.186 acres (8,122 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Dec 2020)
Tax Bill	$3,025 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-453-43`

Property Details

APN / Parcel Number

Primary APN	`031-453-43`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,803 sqft Heated Area
Gross Area	2,313 sqft
1st Floor Area	788 sqft
Upper Floors Area	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,122 sqft (0.186 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	50 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	031-453-43
Street Address	11313 POINTER RIDGE DR
City	CHARLOTTE
State	NC
Zip	28214-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L43 M33-873
Legal Subdivision	CATAWBA RIV PLANTATION PH1MAP4
Legal Lot Number	43
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2025
Census Tract	6013

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 16, 2021	Intrafamily Transfer, Transfer OS NATIONAL LLC
Dec 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 4, 2020	Special Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Sep 13, 2019	Warranty Deed, Transfer TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	0000215139
Deed Book / Page	035450 / 000220
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000137570
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000138469
Date	Jul 19, 2021
Book Page	36308/1
Instrument	2021138469

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Unknown
Term	61 Months
Due	Aug 7, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2021
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000137570
Book / Page	36302 / 482
Map Reference	MB 33 PG 873
Instrument Date	Jul 15, 2021
Instrument	2021137570
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 17, 2020
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000215139
Book / Page	035450 / 000220
Instrument Date	Dec 16, 2020
Instrument	215139
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 4, 2020
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000184804
Book / Page	035272 / 000815
Instrument Date	Nov 3, 2020
Instrument	184804
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 8 MCDOWELL ST #803 CHARLOTTE NC 28204, 803, CHARLOTTE, NC 28204
Investor	Possibly a Property Investor

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 4, 2020
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000185078
Book / Page	35274 / 998
Map Reference	MB 33 PG 873
Instrument Date	Nov 2, 2020
Instrument	2020185078
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 S MCDOWELL ST STE 803, 301, CHARLOTTE, NC 28204-2679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262
Investor	Possibly a Property Investor

Mortgage

Document Number	0000185079
Date	Nov 4, 2020
Instrument	2020185079

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 13, 2019
Property Address	11313 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000121355
Book / Page	033847 / 000107
Instrument Date	Sep 6, 2019
Instrument	121355
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE

Transaction

Amount	Amount Recorded
Tax	$290.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11313 POINTER RIDGE DR CHARLOTTE NC 282140016, CHARLOTTE, NC 28214-0016

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	65 (2004–2024)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 39 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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