11317 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11317 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 2001
Lot Size0.187 acres (8,180 sqft)
OwnerIndividual on Record
Tax Bill$2,730 (2023)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN031-453-44

Property Details

APN / Parcel Number

Primary APN031-453-44

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,305 sqft Heated Area
Gross Area1,745 sqft
1st Floor Area1,305 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,180 sqft (0.187 acres)
Garage Area440 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-453-44
Street Address11317 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-0016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL44 M33-873
Legal SubdivisionCATAWBA RIV PLANTATION PH 01
Legal Lot Number44
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2025
Census Tract6013

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address11317 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2006
Deed SaleDec 15, 2006
Prior SaleDec 15, 2006
Deed Document Number0000259976
Last Transfer DateMay 14, 2020
Transfer Doc0000068613
Record UpdatedJun 7, 2026

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMay 14, 2020
Property Address11317 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number0000068613
Book / Page34572 / 504
Map ReferenceMB 33 PG 873
Instrument DateMay 13, 2020
Instrument2020068613
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyAMERICAN HOME TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11317 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016

Mortgage

Document Number0000068614
DateMay 14, 2020
Instrument2020068614
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims65 (2004–2024)
Claims Outside the SFHA1 of 65
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 39 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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