11318 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11318 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,051 sqft · built 2002
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2020)
Tax Bill	$2,622 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031-456-37`

Property Details

APN / Parcel Number

Primary APN	`031-456-37`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,051 sqft Living Area
1st Floor Area	961 sqft
Upper Floors Area	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	74 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11318 POINTER RIDGE DR
City	CHARLOTTE
State	NC
Zip	28214-0015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L105 M33-873
Legal Subdivision	CATAWBA RIV PLANTATION PH1
Legal Block	6
Legal Lot Number	105
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2022
Census Tract	6013

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11318 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer BANK OF AMERICA
Feb 28, 2020	Quit Claim Deed, Transfer TERRA TITLE COMPANY, TERRA TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jun 13, 2005 · Amount on Record
Deed Document Number	202074842
Deed Book / Page	34611 / 982
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000028461
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 26, 2020
Property Address	11318 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
Document Number	0000074842
Book / Page	034611 / 000982
Instrument Date	May 26, 2020
Instrument	74842
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11318 POINTER RIDGE DR CHARLOTTE NC 282140015, CHARLOTTE, NC 28214-0015

Mortgage

Document Number	74844
Date	May 26, 2020
Book Page	034612/000001
Instrument	74844

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Mortgage

Document Number	74845,
Date	May 26, 2020
Book Page	034612/000017
Instrument	74845

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	600 E 4TH ST, CHARLOTTE, NC 28202-2816

Agreement

Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2020
Property Address	11318 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
Document Number	0000028461
Book / Page	034325 / 000087
Instrument Date	Feb 24, 2020
Instrument	28461
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	TERRA TITLE COMPANY, TERRA TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11318 POINTER RIDGE DR CHARLOTTE NC 282140015, CHARLOTTE, NC 28214-0015

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,000 Land $70,000 Building $256,000	$326,000 Land $70,000 Building $256,000
2024	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	65 (2004–2024)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 39 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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