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11247 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11247 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,763 sqft · built 2001
Lot Size0.204 acres (8,897 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Mar 2005)
Tax Bill$3,009 (2023)
Deeds & MortgagesJun 2024 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031-453-40

Property Details

APN / Parcel Number

Primary APN031-453-40

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,763 sqft Heated Area
Gross Area2,183 sqft
1st Floor Area1,261 sqft
Upper Floors Area502 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,897 sqft (0.204 acres)
Garage Area420 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-453-40
Street Address11247 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-0014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL40 M33-873
Legal SubdivisionCATAWBA RIVER PLANTATION
Legal Lot Number40
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2025
Census Tract6013

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11247 POINTER RIDGE DR, CHARLOTTE, NC 28214-0014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
PIEDMONT ADVANTAGE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2005 · Amount on Record
Deed SaleMar 1, 2005 · Amount on Record
Prior SaleNov 16, 2004 · Amount on Record
Deed Document Number0018416941
Deed Book / Page18416 / 941
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11247 POINTER RIDGE DR, CHARLOTTE, NC 28214-0014
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059648
DateJun 27, 2024
Book Page38908/428
Instrument2024059648
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11247 POINTER RIDGE DR, CHARLOTTE, NC 28214-0014
Document Number0000068952
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyAMBASSADOR TITLE, LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address11247 POINTER RIDGE DR CHARLOTTE NC 282140014, CHARLOTTE, NC 28214-0014

Mortgage

Document Number0000068952
DateMay 25, 2017
Book Page031827/000750
Instrument68952
Lender
NamePIEDMONT ADVANTAGE CU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 24, 2027

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims65 (2004–2024)
Claims Outside the SFHA1 of 65
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 39 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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