1130 N 2125 E, Layton, UT 84040 Property Records

Davis County property record for 1130 N 2125 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 2016
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Dec 2019)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-407-0103`

Property Details

APN / Parcel Number

Primary APN	`09-407-0103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1130 N 2125 E
City	LAYTON
State	UT
Zip	84040-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 103, COTTAGES AT VALLEY VIEW PHASE 1, THE. CONT. 0.26000 ACRES
Legal Subdivision	COTTAGES AT VALLEY VIEW PH 1
Legal Phase	1
Legal Lot Number	103
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1002
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1130 N 2125 E, LAYTON, UT 84040-5740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20193209359
Deed Book / Page	7403 / 1550
Last Transfer Date	Dec 1, 2020
Transfer Doc	0003320870
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1130 N 2125 E, LAYTON, UT 84040-5740
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 N 2125 E, LAYTON, UT 84040-5740

Mortgage

Document Number	007790/885
Date	Jun 28, 2021
Book Page	7790/885
Instrument	3394865

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 1, 2020
Property Address	1130 N 2125 E, LAYTON, UT 84040-5740
Document Number	0003320870
Book / Page	007647 / 000930
Instrument Date	Dec 1, 2020
Instrument	3320870
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1130 N 2125 E LAYTON UT 840405740, LAYTON, UT 84040-5740

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 6, 2019
Property Address	1130 N 2125 E, LAYTON, UT 84040-5740
Document Number	7403/1550
Book / Page	7403 / 1550
Instrument Date	Dec 4, 2019
Instrument	3209359
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	INWEST TITLE SERVICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1130 N 2125 E, LAYTON, UT 84040-5740

Mortgage

Document Number	3209372
Date	Dec 6, 2019
Instrument	3209372

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,800 (-0.3%) Land $146,274 Building $214,526	$656,000 (-0.3%) Land $265,952 Building $390,048
2025	$3,447.00 (+2.77%)	$361,900 (-43.98%) Land $131,827 Building $230,073	$658,000 (+1.86%) Land $239,686 Building $418,314
2024	$3,354.00 (-3.2%)
2023	$3,465.00 (-3.96%)	$646,000 Land $205,296 Building $440,704	$646,000 Land $205,296 Building $440,704
2022	$3,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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