1085 N 2125 E, Layton, UT 84040 Property Records

Davis County property record for 1085 N 2125 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,263 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Apr 2024 Sale May 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`09-407-0115`

Property Details

APN / Parcel Number

Primary APN	`09-407-0115`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
Basement Area	2,263 sqft
Unfinished Basement	2,263 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	701 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1085 N 2125 E
City	LAYTON
State	UT
Zip	84040-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 115, COTTAGES AT VALLEY VIEW PHASE 1, THE. CONT. 0.16000 ACRES
Legal Subdivision	COTTAGES AT VALLEY VIEW PH 1
Legal Phase	1
Legal Lot Number	115
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1002
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 N 2125 E, LAYTON, UT 84040-5747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 12, 2020	Quit Claim Deed, Transfer SOUTH VALLEY TITLE INSURANCE, SOUTH VLY TITLE INS
Feb 12, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Sep 9, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 9, 2019	Intrafamily Transfer, Transfer · Line of Credit UNIVERSITY FIRST FCU
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY FIRST FCU
Jul 10, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 1, 2017	Grant Deed, Subdivision Related Transfer CALIBER HM LOANS
May 1, 2017	Quit Claim Deed, Transfer LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024
Deed Sale	Apr 17, 2024
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	20243567965
Deed Book / Page	8483 / 296
Prior Transfer Date	Jul 5, 2018
Prior Transfer Doc	0003104058
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 17, 2024
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	008483/296
Book / Page	8483 / 296
Instrument Date	Apr 12, 2024
Instrument	3567965
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1065 N 2125 E, LAYTON, UT 84040-5747

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007766/268
Date	May 24, 2021
Book Page	7766/268
Instrument	3384813

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 12, 2020
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003225851
Book / Page	007448 / 000505
Instrument Date	Feb 7, 2020
Instrument	3225851
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	SOUTH VALLEY TITLE INSURANCE, SOUTH VLY TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 12, 2020
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003225849
Book / Page	007448 / 000487
Instrument Date	Feb 7, 2020
Instrument	3225849
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	SOUTH VALLEY TITLE INSURANCE, SOUTH VLY TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

Mortgage

Document Number	3225850
Date	Feb 12, 2020
Book Page	007448/000489
Instrument	3225850

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 9, 2019
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003185342
Book / Page	007342 / 000133
Instrument Date	Sep 4, 2019
Instrument	3185342
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 9, 2019
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	07342/0120
Book / Page	7342 / 0120
Instrument Date	Sep 4, 2019
Instrument	3185340
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1085 N 2125 E, LAYTON, UT 84040-5747

Mortgage

Document Number	0003185341
Date	Sep 9, 2019
Instrument	3185341

Lender

Name	UNIVERSITY FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 10, 2018
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	007053/346
Book / Page	7053 / 346
Instrument Date	Jul 5, 2018
Instrument	3104058
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 N 2125 E, 1085, LAYTON, UT 84040-5747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1085 N 2125 E, LAYTON, UT 84040-5747

Mortgage

Document Number	0003104059
Date	Jul 10, 2018
Instrument	3104059

Lender

Name	UNIVERSITY FIRST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 10, 2018
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003104060
Instrument Date	Jul 5, 2018
Instrument	3104060
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	May 1, 2017
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003017307
Book / Page	006755 / 001366
Instrument Date	May 1, 2017
Instrument	3017307
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

Mortgage

Document Number	3017308
Date	May 1, 2017
Book Page	006755/001368
Instrument	3017308

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2037

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	May 1, 2017
Property Address	1085 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003017309
Book / Page	006755 / 001383
Instrument Date	May 1, 2017
Instrument	3017309
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1085 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,050 (-6.04%) Land $121,748 Building $357,302	$871,000 (-6.04%) Land $221,360 Building $649,640
2025	$4,857.00 (+15.29%)	$509,850 (-37.36%) Land $102,764 Building $407,086	$927,000 (+13.88%) Land $186,843 Building $740,157
2024	$4,213.00 (-3.53%)
2023	$4,367.00 (-3.04%)	$814,000 Land $183,248 Building $630,752	$814,000 Land $183,248 Building $630,752
2022	$4,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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