1073 N 2125 E, Layton, UT 84040 Property Records

Davis County property record for 1073 N 2125 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,090 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,469 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-407-0114`

Property Details

APN / Parcel Number

Primary APN	`09-407-0114`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
Basement Area	2,090 sqft
Unfinished Basement	2,090 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1073 N 2125 E
City	LAYTON
State	UT
Zip	84040-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 114, COTTAGES AT VALLEY VIEW PHASE 1, THE. CONT. 0.16000 ACRES
Legal Subdivision	VALLEY VIEW SUB PH 1
Legal Phase	1
Legal Lot Number	114
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1002
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1073 N 2125 E, LAYTON, UT 84040-5747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage AMERICA FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017
Deed Sale	Jun 15, 2017
Deed Document Number	20173026726
Deed Book / Page	6787 / 922
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1073 N 2125 E, LAYTON, UT 84040-5747
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	REAL ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7760/563
Date	May 14, 2021
Book Page	7760/563
Instrument	3382062

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 15, 2017
Property Address	1073 N 2125 E, LAYTON, UT 84040-5747
Document Number	6787/922
Book / Page	6787 / 922
Instrument Date	Jun 15, 2017
Instrument	3026726
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1073 N 2125 E, LAYTON, UT 84040-5747

Mortgage

Document Number	0003026727
Date	Jun 15, 2017
Book Page	6787/924
Instrument	3026727

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,350 (+0.47%) Land $121,748 Building $349,602	$857,000 (+0.47%) Land $221,360 Building $635,640
2025	$4,469.00 (+3.52%)	$469,150 (-41.06%) Land $102,764 Building $366,386	$853,000 (+7.16%) Land $186,843 Building $666,157
2024	$4,317.00 (+1.1%)
2023	$4,270.00 (-4.86%)	$796,000 Land $183,248 Building $612,752	$796,000 Land $183,248 Building $612,752
2022	$4,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Utah
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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