1097 N 2125 E, Layton, UT 84040 Property Records

Davis County property record for 1097 N 2125 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Jul 2017)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Sep 2019 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-407-0116`

Property Details

APN / Parcel Number

Primary APN	`09-407-0116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
Basement Area	2,064 sqft
Unfinished Basement	2,064 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	757 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1097 N 2125 E
City	LAYTON
State	UT
Zip	84040-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 116, COTTAGES AT VALLEY VIEW PHASE 1, THE. CONT. 0.16000 ACRES
Legal Subdivision	COTTAGES AT VALLEY VIEW PH 1
Legal Phase	1
Legal Lot Number	116
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1002
Census Tract	125905

Owner

1097 N 2125 E is owner-occupied and held in a trust since August 2019.

Source: Davis County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1097 N 2125 E, LAYTON, UT 84040-5747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20173032597
Deed Book / Page	6807 / 846
Last Transfer Date	Aug 20, 2019
Transfer Doc	0003184019
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 3, 2019
Property Address	1097 N 2125 E, LAYTON, UT 84040-5747
Document Number	0003184019
Book / Page	007338 / 000418
Instrument Date	Aug 20, 2019
Instrument	3184019
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1097 N 2125 E LAYTON UT 840405747, LAYTON, UT 84040-5747

July 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 14, 2017
Property Address	1097 N 2125 E, LAYTON, UT 84040-5747
Document Number	6807/846
Book / Page	6807 / 846
Instrument Date	Jul 13, 2017
Instrument	3032597
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	LINCOLN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 N 2125 E, LAYTON, UT 84040-5747

Mortgage

Document Number	3032598
Date	Jul 14, 2017
Instrument	3032598

Lender

Name	ACADEMY MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1097 N 2125 E was $4,181, up 3.7% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,700 (-0.5%) Land $121,748 Building $314,952	$794,000 (-0.5%) Land $221,360 Building $572,640
2025	$4,181.00 (+3.72%)	$438,900 Land $102,764 Building $336,136	$798,000 Land $186,843 Building $611,157
2024	$4,031.00 (+0.85%)
2023	$3,997.00 (-4.58%)	$745,000 Land $183,248 Building $561,752	$745,000 Land $183,248 Building $561,752
2022	$4,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 N 2125 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 N 2125 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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