Kane County property record for 1130 Emerald Dr, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1990 |
| Lot Size | 0.224 acres (9,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Mar 2011) |
| Tax Bill | $7,519 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-228-017 |
| Primary APN | 15-18-228-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 1,413 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 9,764 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1130 EMERALD DR |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL WEST UNIT 9 : LOT 54 |
| Legal Subdivision | INDIAN TRAIL WEST |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Legal Unit | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 853005 |
1130 Emerald Dr is owned and occupied by two individuals who bought it in March 2011.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1130 EMERALD DR, AURORA, IL 60506-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on File |
| Deed Sale | Mar 23, 2011 · Amount on File |
| Prior Sale | Jan 24, 2011 |
| Deed Document Number | 201119285 |
| Prior Transfer Date | Feb 6, 2010 |
| Prior Transfer Doc | 0000008440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1130 EMERALD DR, AURORA, IL 60506-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060621 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020K060621 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Rate | 2.87% |
|---|
The 2025 property tax bill for 1130 Emerald Dr was $7,519 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,519.00 Homeowner's exemption | $109,238 (+9.39%) Land $17,406 Building $91,832 | $327,845 (+9.39%) Land $52,239 Building $275,606 |
| 2024 | $99,861 Land $15,912 Building $83,949 | $299,703 Land $47,755 Building $251,948 | |
| 2022 | $6,675.00 (+5.4%) Homeowner's exemption | $81,410 (+8.09%) Land $12,972 Building $68,438 | $244,230 (+8.09%) Land $38,916 Building $205,314 |
| 2021 | $6,333.00 Homeowner's exemption | $75,318 Land $12,077 Building $63,241 | $225,954 Land $36,231 Building $189,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1130 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Watch TV.
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