1091 Emerald Dr, Aurora, IL 60506 Property Records

Kane County property record for 1091 Emerald Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,959 sqft · built 1990
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Mar 2017)
Tax Bill	$9,100 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-229-005`

Property Details

APN / Parcel Number

Primary APN	`15-18-229-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	3,163 sqft
Basement Area	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1091 EMERALD DR
City	AURORA
State	IL
Zip	60506-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAIL WEST UNIT 9 : LOT 71 LOT DIMENSIONS: 75 X 125 APPROX LOT SQ FT 9375 SUBDIVISION: INDIAN TRAIL WEST RANGE CODE: 001
Legal Subdivision	INDIAN TRAIL WEST
Legal Block	1
Legal Lot Number	71
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1012
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 EMERALD DR, AURORA, IL 60506-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2017 · Amount on Record
Deed Sale	Mar 14, 2017 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	201713182
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000077440
Record Updated	Sep 20, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 14, 2017
Property Address	1091 EMERALD DR, AURORA, IL 60506-1641
Document Number	0000013182
Instrument Date	Feb 21, 2017
Instrument	13182
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	465 NEWPORT CIR OSWEGO IL 605438676, OSWEGO, IL 60543-8676

Mortgage

Document Number	13183
Date	Mar 14, 2017
Instrument	13183

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,100.00 (+12.64%) Homeowner's exemption	$130,526 (+9.39%) Land $17,406 Building $113,120	$391,735 (+9.39%) Land $52,239 Building $339,496
2024		$119,322 (+22.66%) Land $15,912 Building $103,410	$358,109 (+22.71%) Land $47,755 Building $310,354
2022	$8,079.00 (+5.31%) Homeowner's exemption	$97,275 (+8.11%) Land $12,972 Building $84,303	$291,825 (+8.11%) Land $38,916 Building $252,909
2021	$7,672.00 Homeowner's exemption	$89,977 Land $12,077 Building $77,900	$269,931 Land $36,231 Building $233,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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