1101 Emerald Dr, Aurora, IL 60506 Property Records

Kane County property record for 1101 Emerald Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,520 sqft · built 1989
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Jul 2022)
Tax Bill	$7,587 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-229-004`

Property Details

APN / Parcel Number

Primary APN	`15-18-229-004`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1101 EMERALD DR
City	AURORA
State	IL
Zip	60506-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAIL WEST UNIT 9 - LOT 72
Legal Subdivision	INDIAN TRAIL WEST
Legal Block	1
Legal Lot Number	72
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1012
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 EMERALD DR, AURORA, IL 60506-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Sep 21, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	202236273
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0000076222
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2022
Property Address	1101 EMERALD DR, AURORA, IL 60506-1639
Document Number	0000036273
Instrument Date	Jul 7, 2022
Instrument	2022K036273
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 EMERALD DR, AURORA, IL 60506-1639

Mortgage

Document Number	0000036274
Date	Jul 14, 2022
Instrument	2022K036274

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2018
Property Address	1101 EMERALD DR, AURORA, IL 60506-1639
Document Number	0000046467
Instrument Date	Sep 10, 2018
Instrument	2018K046467
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1101 EMERALD DR, AURORA, IL 60506-1639

Mortgage

Document Number	0000046468
Date	Sep 21, 2018
Instrument	2018K046468

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,587.00 (+12.65%) Homeowner's exemption	$110,151 (+9.39%) Land $17,406 Building $92,745	$330,585 (+9.39%) Land $52,239 Building $278,346
2024		$100,696 (+22.66%) Land $15,912 Building $84,784	$302,209 (+22.71%) Land $47,755 Building $254,454
2022	$6,735.00 (+5.96%) Homeowner's exemption	$82,091 (+8.62%) Land $12,972 Building $69,119	$246,273 (+8.62%) Land $38,916 Building $207,357
2021	$6,356.00 Homeowner's exemption	$75,578 Land $12,077 Building $63,501	$226,734 Land $36,231 Building $190,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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