1120 Emerald Dr, Aurora, IL 60506 Property Records

Kane County property record for 1120 Emerald Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,602 sqft · built 1990
Lot Size	0.224 acres (9,764 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Jan 2026)
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-18-228-018`

Property Details

APN / Parcel Number

Primary APN	`15-18-228-018`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,810 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	9,764 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1120 EMERALD DR
City	AURORA
State	IL
Zip	60506-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAIL WEST UNIT 9 : LOT 55 LOT DIMENSIONS: 80 X 122.05 APPROX LOT SQ FT 9764 SUBDIVISION: INDIAN TRAIL WEST RANGE CODE: 001
Legal Subdivision	INDIAN TRAIL WEST
Legal Block	1
Legal Lot Number	55
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1011
Census Tract	853005

Owner

1120 Emerald Dr is owned by two individuals who bought it in January 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 MCCLURE RD, AURORA, IL 60505-3885
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 20, 2022	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Deed Document Number	2026537
Prior Transfer Date	Dec 28, 2021
Prior Transfer Doc	0000003778
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 6, 2026
Property Address	1120 EMERALD DR, AURORA, IL 60506-1640
Document Number	0000000537
Instrument Date	Dec 14, 2025
Instrument	2026K000537
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 EMERALD DR, AURORA, IL 60506-1640

Mortgage

Document Number	0000000538
Date	Jan 6, 2026
Instrument	2026K000538

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 20, 2022
Property Address	1120 EMERALD DR, AURORA, IL 60506-1640
Document Number	0000003778
Instrument Date	Dec 28, 2021
Instrument	2022K003778
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1120 EMERALD DR, AURORA, IL 60506-1640

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Emerald Dr was $7,492, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,492.00 (+4.16%) Homeowner's exemption Senior Citizen's exemption	$116,878 (+9.39%) Land $17,406 Building $99,472	$350,774 (+9.39%) Land $52,239 Building $298,535
2024	$7,193.00 Homeowner's exemption	$106,845 Land $15,912 Building $90,933	$320,663 Land $47,755 Building $272,908
2022	$7,179.00 (+5.37%) Homeowner's exemption	$87,103 (+8.1%) Land $12,972 Building $74,131	$261,309 (+8.1%) Land $38,916 Building $222,393
2021	$6,813.00 Homeowner's exemption	$80,578 Land $12,077 Building $68,501	$241,734 Land $36,231 Building $205,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1120 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1120 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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