113 W Spencer St, Bangs, TX 76823 Property Records

Brown County property record for 113 W Spencer St, Bangs, TX 76823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1950
Lot Size	0.367 acres (15,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,640 (Jun 2024)
Tax Bill	$2,404 (2026)
Deeds & Mortgages	Feb 2024 Construction Loan Jul 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S3110-0021-00`

Property Details

APN / Parcel Number

Primary APN	`S3110-0021-00`
Alternative APN	`49275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,969 sqft (0.367 acres)
Lot Dimensions	143 ft deep x 112 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S3110-0021-00
Street Address	113 W SPENCER ST
City	BANGS
State	TX
Zip	76823-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON-BANGS, BLOCK 6, LOT W 72' OF 1, 2, W 40' PLUM STREET
Legal Subdivision	GIBSON-BANGS
Legal Block	6
Legal Lot Number	W
Jurisdiction	BROWN TX
Township / Civil Division	BANGS
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 W SPENCER ST, BANGS, TX 76823-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Construction Mortgage TEXAS HERITAGE BANK
Jul 31, 2023	Special Warranty Deed, Foreclosure SERVICELINK
May 19, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MTG
Jan 18, 2017	Vendor's Lien, Transfer · Conventional Mortgage AFFILIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Feb 21, 2024 · Amount on Record
Deed Document Number	20242797
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0000003422
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	113 W SPENCER ST, BANGS, TX 76823
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 COUNTY ROAD 152, BROWNWOOD, TX 76801-8644

Mortgage

Document Number	0002400802
Date	Feb 21, 2024
Instrument	2400802

Lender

Name	TEXAS HERITAGE BANK
Type	Bank
Address	PO BOX 699, CROSS PLAINS, TX 76443

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2025

July 2023: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Jul 31, 2023
Property Address	113 W SPENCER ST, BANGS, TX 76823
Document Number	0002304098
Map Reference	VOL 1 PG 144
Instrument Date	Jul 25, 2023
Instrument	2304098
Transaction Type	Foreclosure
Record Updated	Aug 23, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	May 19, 2020
Property Address	113 W SPENCER ST, BANGS, TX 76823
Document Number	0000002555
Instrument Date	May 18, 2020
Instrument	2555
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W SPENCER ST BANGS TX 76823, BANGS, TX 76823

Mortgage

Document Number	2556
Date	May 19, 2020
Instrument	2556

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Mortgage

Document Number	2557,
Date	May 19, 2020
Instrument	2557

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	2200 E MATIN LUTHER KING JR, AUSTIN, TX 78702

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 18, 2023

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BROWN TX
Recording Date	Jan 18, 2017
Property Address	113 W SPENCER ST, BANGS, TX 76823
Document Number	0000000286
Map Reference	VOL 1 PG 144
Instrument Date	Jan 18, 2017
Instrument	0286
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W SPENCER ST, BANGS, TX 76823

Mortgage

Document Number	0000000287
Date	Jan 18, 2017
Instrument	0287

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Municipality	Bangs City
Unified School District	Bangs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,404.00 (+84.92%)	$130,560 (+84.85%) Land $7,190 Building $123,370	$130,560 (+84.85%) Land $7,190 Building $123,370
2025	$1,300.00 (-42.98%)	$70,630 (-43.64%) Land $6,550 Building $64,080	$70,630 (-43.64%) Land $6,550 Building $64,080
2023		$125,310 (+10.65%) Land $6,550 Building $118,760	$125,310 (+10.65%) Land $6,550 Building $118,760
2022	$2,280.00	$113,250 Land $6,550 Building $106,700	$113,250 Land $6,550 Building $106,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	23 (1989–2015)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Oct 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANGS serves 2,964 people · EPA ID TX0250001
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Fiber	1,500 / 1,500
Nextlink Fixed Wireless	1,000 / 1,000
Coleman County Telephone Cooperative Fixed Wireless	100 / 20

May also be available: Verizon.

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