202 W Spencer St, Bangs, TX 76823 Property Records

Brown County property record for 202 W Spencer St, Bangs, TX 76823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,291 sqft
Lot Size	0.177 acres (7,723 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Sep 2020 Sale Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S3110-0008-00`

Property Details

APN / Parcel Number

Primary APN	`S3110-0008-00`
Alternative APN	`49262`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,291 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	7,723 sqft (0.177 acres)
Lot Dimensions	130 ft deep x 59 ft wide
Porch	Porch
Porch Area	199 sqft

Location & Zoning

Account Number	S3110-0008-00
Street Address	202 W SPENCER ST
City	BANGS
State	TX
Zip	76823-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON-BANGS, BLOCK 2, LOT PART 4
Legal Subdivision	GIBSON-BANGS
Legal Block	2
Jurisdiction	BROWN TX
Township / Civil Division	BANGS
Census Block Group	2
Census Block	2027
Census Tract	950500

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6900 FM 1176, BROWNWOOD, TX 76801-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Grant Deed, Transfer FIRST TEXAS TITLE
Feb 12, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 13, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 1, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020
Deed Sale	Sep 4, 2020
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	20205096
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	0000005542
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROWN TX
Recording Date	Sep 4, 2020
Property Address	202 W SPENCER ST, BANGS, TX 76823-3033
Document Number	0000005096
Instrument Date	Aug 21, 2020
Instrument	5096
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	FIRST TEXAS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 W SPENCER ST BANGS TX 768233033, BANGS, TX 76823-3033

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROWN TX
Recording Date	Feb 12, 2020
Property Address	202 W SPENCER ST, BANGS, TX 76823-3033
Document Number	0000000849
Instrument Date	Nov 1, 2019
Instrument	849
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BROWN TX
Recording Date	Sep 13, 2019
Property Address	202 W SPENCER ST, BANGS, TX 76823-3033
Document Number	0000005542
Instrument Date	Sep 3, 2019
Instrument	5542
Transaction Type	Foreclosure
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	565 W MYRTLE ST BOISE ID 837027675, BOISE, ID 83702-7675

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Nov 1, 2017
Property Address	202 W SPENCER ST, BANGS, TX 76823-3033
Document Number	0000006693
Instrument Date	Oct 31, 2017
Instrument	6693
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W SPENCER ST BANGS TX 768233033, BANGS, TX 76823-3033

Mortgage

Document Number	6694
Date	Nov 1, 2017
Instrument	6694

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Mortgage

Document Number	6695,
Date	Nov 1, 2017
Instrument	6695

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Municipality	Bangs City
Unified School District	Bangs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+156.03%) Homeowner's exemption Senior Citizen's exemption	$114,160 (+4.82%) Land $3,480 Building $110,680	$114,160 (+4.82%) Land $3,480 Building $110,680
2025	$821.00 (-15.88%) Homeowner's exemption Senior Citizen's exemption	$108,910 (-0.32%) Land $4,710 Building $104,200	$108,910 (-0.32%) Land $4,710 Building $104,200
2023		$109,260 Land $4,710 Building $104,550	$109,260 Land $4,710 Building $104,550
2022	$976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	23 (1989–2015)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Oct 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANGS serves 2,964 people · EPA ID TX0250001
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Fiber	1,500 / 1,500
Nextlink Fixed Wireless	1,000 / 1,000
Coleman County Telephone Cooperative Fixed Wireless	100 / 20

May also be available: Verizon.

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