Brown County property record for 109 W Spencer St, Bangs, TX 76823
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,356 sqft |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,900 (Dec 2005) |
| Tax Bill | $2,917 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0799-0111-01 |
| Primary APN | S0799-0111-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 5,316 sqft |
| 1st Floor Area | 2,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 19,907 sqft (0.457 acres) |
|---|---|
| Lot Dimensions | 78 ft deep x 158 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | S0799-0111-01 |
|---|---|
| Street Address | 109 W SPENCER ST |
| City | BANGS |
| State | TX |
| Zip | 76823-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANGS O T, BLOCK 22, LOT PART 6, 7, ACRES .457, MH LABEL # PFS0901598 / PFS0901599 |
| Legal Subdivision | BANGS O T |
| Legal Block | 22 |
| Jurisdiction | BROWN TX |
| Township / Civil Division | BANGS |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950500 |
Source: Brown County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 658, BANGS, TX 76823-0658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on Record |
| Deed Sale | Dec 30, 2005 · Amount on Record |
| Prior Sale | May 11, 2005 · Amount on Record |
| Deed Document Number | 20059991 |
| Deed Book / Page | 1600 / 653 |
| Prior Transfer Date | Apr 27, 2005 |
| Prior Transfer Doc | 0000009991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN TX |
| Property Address | 109 W SPENCER ST, BANGS, TX 76823-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 658, BANGS, TX 76823-0658 |
| Document Number | 0002506927 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2506927 |
| Name | TEXASBANK |
|---|---|
| Type | Bank |
| Address | 4521 S HULEN ST STE 200, FORT WORTH, TX 76109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Brown County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Brown County |
| Municipality | Bangs City |
| Unified School District | Bangs Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,917.00 (+87.11%) Homeowner's exemption Senior Citizen's exemption | $158,480 (+3.91%) Land $8,960 Building $149,520 | $158,480 (+3.91%) Land $8,960 Building $149,520 |
| 2025 | $1,559.00 (-8.78%) Homeowner's exemption Senior Citizen's exemption | $152,520 (+9.55%) Land $6,570 Building $145,950 | $152,520 (+9.55%) Land $6,570 Building $145,950 |
| 2023 | $139,220 Land $6,570 Building $132,650 | $139,220 Land $6,570 Building $132,650 | |
| 2022 | $1,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 23 (1989–2015) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | Oct 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANGS serves 2,964 people · EPA ID TX0250001 |
|---|---|
| Water Source | Purchased surface water from BROWN COUNTY WID 1 |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Coleman County Telephone Cooperative Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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