203 W Spencer St, Bangs, TX 76823 Property Records

Brown County property record for 203 W Spencer St, Bangs, TX 76823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,362 sqft · built 1950
Lot Size	0.406 acres (17,668 sqft)
Owner	Individual Name on Record
Tax Bill	$1,544 (2026)
Deeds & Mortgages	Feb 2021 Sale Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S3110-0019-00`

Property Details

APN / Parcel Number

Primary APN	`S3110-0019-00`
Alternative APN	`49273`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,362 sqft Living Area
Gross Area	2,883 sqft
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,668 sqft (0.406 acres)
Lot Dimensions	138 ft deep x 128 ft wide
Garage Type	Carport
Garage Area	525 sqft
Carport	Carport
Carport Area	525 sqft
Porch	Porch
Porch Area	84 sqft

Location & Zoning

Account Number	S3110-0019-00
Street Address	203 W SPENCER ST
City	BANGS
State	TX
Zip	76823-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON-BANGS, BLOCK 5, LOT 1, 2
Legal Subdivision	GIBSON-BANGS
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	BROWN TX
Township / Civil Division	BANGS
Census Block Group	2
Census Block	2030
Census Tract	950500

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	203 W SPENCER ST, BANGS, TX 76823-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO INC
Aug 28, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	2021904
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000005155
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Feb 11, 2021
Property Address	203 W SPENCER ST, BANGS, TX 76823-3044
Document Number	0002100904
Map Reference	VOL 1 PG 144
Instrument Date	Feb 8, 2021
Instrument	2100904
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN COUNTY ABSTRACT CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W SPENCER ST, BANGS, TX 76823-3044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Aug 28, 2019
Property Address	203 W SPENCER ST, BANGS, TX 76823-3044
Document Number	0000005155
Instrument Date	Aug 20, 2019
Instrument	5155
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	BROWN COUNTY ABSTRACT COMPANY INC, BROWN CNTY ABS CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W SPENCER BANGS TX 76823, BANGS, TX 76823

Mortgage

Document Number	5156
Date	Aug 28, 2019
Instrument	5156

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Municipality	Bangs City
Unified School District	Bangs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,544.00 (+108.65%) Homeowner's exemption Senior Citizen's exemption	$87,510 (+14.8%) Land $7,950 Building $79,560	$87,510 (+14.8%) Land $7,950 Building $79,560
2025	$740.00 (-48%) Homeowner's exemption Senior Citizen's exemption	$76,230 (-0.92%) Land $5,830 Building $70,400	$76,230 (-0.92%) Land $5,830 Building $70,400
2023		$76,940 Land $5,830 Building $71,110	$76,940 Land $5,830 Building $71,110
2022	$1,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	23 (1989–2015)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Oct 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANGS serves 2,964 people · EPA ID TX0250001
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Fiber	1,500 / 1,500
Nextlink Fixed Wireless	1,000 / 1,000
Coleman County Telephone Cooperative Fixed Wireless	100 / 20

May also be available: Verizon.

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