107 Riverside Dr, Montgomery, IL 60538 Property Records

Kane County property record for 107 Riverside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1954
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2022)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-105-014`

Property Details

APN / Parcel Number

Primary APN	`15-33-105-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	110 ft deep x 57.5 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	107 RIVERSIDE DR
City	MONTGOMERY
State	IL
Zip	60538-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK SUBDN : LOT 37 LOT DIMENSIONS: 57.50 X 110 APPROX LOT SQ FT 6325 SUBDIVISION: RIVERSIDE SUBDN RANGE CODE: 001
Legal Subdivision	RIVERSIDE SUBDN
Legal Block	2
Legal Lot Number	37
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Mar 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Jun 12, 2008 · Amount on Record
Deed Document Number	202217320
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0000051067
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Transaction Type	Mortgage
Record Updated	Apr 21, 2023
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011731
Date	Apr 14, 2023
Instrument	2023K011731

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 29, 2022
Property Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000017320
Instrument Date	Feb 21, 2022
Instrument	2022K017320
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 RIVERSIDE DR, 107, KENDALL, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 2, 2021
Property Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000051067
Instrument Date	May 4, 2021
Instrument	2021K051067
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 RIVERSIDE DR, MONTGOMERY, IL 60538-1216

Mortgage

Document Number	0000051068
Date	Jul 2, 2021
Instrument	2021K051068

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+0.55%) Homeowner's exemption Senior Citizen's exemption	$70,971 (+13.33%) Land $12,328 Building $58,643	$212,998 (+13.33%) Land $36,999 Building $175,999
2024		$62,621 (+22.66%) Land $11,270 Building $51,351	$187,938 (+22.71%) Land $33,824 Building $154,115
2022	$3,627.00 (+5.31%) Homeowner's exemption	$51,051 (+7.41%) Land $9,188 Building $41,863	$153,153 (+7.41%) Land $27,564 Building $125,589
2021	$3,444.00 Homeowner's exemption	$47,529 Land $8,554 Building $38,975	$142,587 Land $25,662 Building $116,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1979–2013)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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