Effingham County property record for 109 Red Bluff Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,190 sqft · built 2000 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jan 2007) |
| Tax Bill | $5,312 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-266-000 |
| Primary APN | 0464A-266-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,190 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Area | 1,092 sqft |
| Porch | Slab |
| Porch Area | 495 sqft |
| Deck Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19212 |
|---|---|
| Street Address | 109 RED BLUFF CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 2.04 AC LOT 266 |
| Legal Subdivision | SILVERWOOD |
| Legal Lot Number | 266 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30308 |
109 Red Bluff Cir is owned and occupied by two individuals who bought it in January 2007.
Source: Effingham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2007 · Amount on File |
| Deed Sale | Jan 23, 2007 · Amount on File |
| Deed Document Number | 2007225 |
| Deed Book / Page | 1578 / 32 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Red Bluff Cir was $5,312 with a homeowner's exemption, down 3.6% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,150 (+13.29%) Land $34,000 Building $150,150 | $460,374 (+13.29%) Land $85,000 Building $375,374 | |
| 2025 | $5,312.00 (-3.61%) Homeowner's exemption | $162,547 (-14.33%) Land $34,000 Building $128,547 | $406,367 (-14.33%) Land $85,000 Building $321,367 |
| 2024 | $5,511.00 Homeowner's exemption | $189,734 Land $34,000 Building $155,734 | $474,334 Land $85,000 Building $389,334 |
| 2022 | $4,674.00 Homeowner's exemption | $153,960 Land $28,800 Building $125,160 | $384,901 Land $72,000 Building $312,901 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Red Bluff Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Red Bluff Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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